It helps to have a relationship with your pawnbroker. I have two.
With the first shop, due to early poverty and continuing poor money management skills, I'm a ten-year veteran customer. They see me frequently, and thus have made a steady, substantial amount of money off me... as it should be. They don't hesitate to lend amounts of money higher than the guidelines suggest b/c they know I'm good for it.
Their gun selection is modest, and inflated like all pawn shops, but (A) with my track record, they offer me very reasonable prices -- usually 20-30% off the ticket price. And every once in a while, a gem will turn up; I still wince when I remember the S&W Model 41 tagged at $399. I coulda had it for $325, out the door.
Another thing I get for my patronage is $10 FFL transfers. If I buy something through Gunbroker or off this site, I have it sent through them for half the price (or less) of a regular dedicated gun store. And even then, about half the time he waives the fee: "You'll get me next time," he says.
The other shop annoys me, but I keep them in resereve. Their prices are steep and selection is limited. Worse, they take for-freakin'-ever to fill out the FFL papers on any transaction. I have to allot a full 30 minutes to get anything out of hock from them, which is twice the time spent in the other place.
Just my two cents...