Everybody tries to make it sound so complicated and scary.
This was factory USGI 150 gr ball ammunition, right?
They used 48.1 grains of some sort of powder for standard ballistics, right?
I would have no qualms about seating a 150 grain softpoint over the powder charge as factory loaded for the same weight FMJ. It is the same principle as Mexican Match, pull the 173 gr FMJ military match bullet and replace it over the factory powder charge with a 168 gr Sierra MK. Cutting the load to 46 grains would take care of any little differences in bullet diameter or seating depth.
The powder might or might not be 4895, and even if it were, it might not match the spec of commercial cannister grade 4895. But it was tested and approved for that load.