A lot of the time we spend out in the world is with our vehicles. When you consider this, and the increase in acts of terrorism using vehicles as weapons, I am not convinced civilians don't need to consider performance in windshields and auto bodies. This is one of the primary reasons I carry a 10mm Auto loaded with 200 gr XTPs.
The expansion on those HSTs is excellent but I just do not consider that adequate penetration, even in bare gel. When you consider that something like 1 in 3 Americans is obese, and 40% are over weight, then consider that nearly any aggressive stance puts the arms in front of the thoracic cavity, I would rather have 14 to 16 inches of penetration in gel.
