I don't try to keep very much track of costs, I buy primers and powder in bulk in quantities of as much as I can get on one HazMat fee.
I've been retired almost four years, and have been shooting about 1500 (not counting .22lr) rounds a month at steel plates since well before I retired. Planning for my retirement I stocked up deep in bullets and components back circa 2004-6 when things were much less expensive that now (my best performing retirement asset
), and didn't reload much back then as I could buy Wolf 230gr FMJ for ~$120/1000 and 9mm Aluminum Blazer 115gr 9mm for like $80/1000 (I'd stocked those as deep as I had space for, along with .22lr)
Before the election I redid my inventory and found I'd been shooting a lot more 9mm than initially planned for so I ordered a couple years worth of 9mm 147gr coated and plated bullets. Restocked powder and primers as the idea had been to restock every year or two, but I fell way behind during the "shortage". As part of the inventory I discovered I had a lot more .40 bullets than I'd expected, I pretty much stopped reloading .40S&W when my Loadmaster priming system kept messing up and a primer detonated about five years ago.
Figure I'd reloaded about 3000 rounds on it before it started messing up more than I wanted to deal with. Tried to "rebuild" it with a "Gen 3" primer upgrade (~$30), that was good for about another 1500 rounds before it started screwing up the same way again, so I junked it. But since I paid about $230 for it back then, figuring I "saved" about $0.15/round over buying factory ammo, it had more than paid for itself ($0.15 X 4500 = $675). Since I still have about 6000 .40S&W bullets on hand (and a lot of guns to shoot them in, including an AR carbine and SBR) it was a no-brainer to order the conversion kit for my 9mm Dillon XL650 for a "quick change" to .40S&W for ~$200 as that still leaves me with ~$700 in savings with reloading vs. buying the cheapest factory ammo.
Overall, I don't figure I save any money, but I do get to shoot more and am "buffered" from market panics, although the primer & powder shortage did start to affect me. Its great to see some nice sales on powder and primers since the election, I opted to play it safe and get what I needed before the election. I was happy I could afford to do so and am even happier for the people that were forced to wait and can now enjoy some sanity returning to the market.