'Wal-Mart Bank' Draws Opposition From Liberal Activists

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/Just got off work Rant. :fire:

because the floor help is trained to say, "If it isn't on the shelf we don't sell it"

Because even if we DO have it, the unloaders currently have the back room filled with pallets of freight that will be worked by the overnight crew. I'm not going to bust my butt for 20 minutes moving 3 pallets to tear apart the overstock bins to get you're freaking $4.99 screwdriver set. I say, "We are currently out, but we will be getting more in." Unless it is a big item like a big screen TV we can only get to the bins late at night and early in the morning. Don't ask for us to look in the back for something during christmas season, we are not going to find it in that mess. What is on the floor is what we have.

because the parking lots are dangerous, and so on.


Sounds like a problem with the drivers, not the employees.

//More rants. :cuss:
I get more crap from the customers than management. I also hate having to tape boxes back together because some moron couldn't figure out what was in the box, dispite the big picture and discription ON the box. Not to mention the dipsh*ts that can't seem to fathom the fact that the color of the cap on a can of spray paint is the same color as the paint in the can.

Sorry, bad day at work. Most day's are better than this.
/End rant, going to bed.
 
Now that is true quality service, and worded so nicely also.

I do part-time work as a contractor. I don't bust my hump twenty minutes for $5, either. My time is worth more. The cost of the lost opportunity your sale represents is more than offset by the actual profit I made doing other work. Or sleeping. Wal*Mart probably feels the same way.

Retailers should make every REASONABLE effort to serve their customers, for obvious reasons, but there's a point where it's not worth the time.
 
Evidently my comment was misinterpreted. I was not saying, "Hey will you go in the back and spend 20 minutes looking for a $3 screwdriver which I may not buy after I see it because I don't like the color? You rightly get upset at that request.

What I was reacting to is associates who don't know doodlie squat about product selection and when asked their response is in effect "If you don't see we don't got it."
 
I am not sure I see why you think Walmart's exposure of this is helpful.

Helpful to who? Walmart? Banks? People?

In the end, the people -- who benefit from lower fees and lower prices.

I would be in total favor of not requiring banks to make high risk loans.

So organize a group and start bombarding your congressional delegation with letters -- it's a stupid law, since it results in YOU paying higher interest and finance charges to make up for the high-risk loans that don't get repaid.

This isn't Wal Mart's fault!


But if current law requires that, then I think the playing field needs to be level, and everyone abide by the law.

In fact, other chains do the same thing and have been doing it for years. Why should Wal Mart be prohibited?

So work
 
In fact, other chains do the same thing and have been doing it for years. Why should Wal Mart be prohibited?

If other companies are doing this, and it has been tested in court and ruled to be legal, then I have not problem with Wal Mart doing it too.

I tried to find references to other companies that have done this and can't find any though.

Everyone should have to play by the same rules.
 
Gist of the story: Boohoo, Walmart is going to cause giant banks to lose a major customer, boohoo.


I'm going to lose a lot of sleep on this one.
 
News flash:Wal-Mart is not here to "help" people.....they're in the business to MAKE MONEY...now to do that you have to give the people what they want,and that does help them as a bi-product.....I think that's whta the liberals are so p'd about...capitalism......boycott them if youwant to,or feel the "moral obligaton" to.......I'll be buying my undies and canned hams,and once in a while some cheap ammo.......sometimes just to piss off the anti-crowd :neener:
 
"'Wal-Mart [ANYTHING]' Draws Opposition From Liberal Activists" is a pretty universal truth, isn't it?
 
Is there a psychological term for people who have an unreasonable hatred of large multi-national retailers?

Plebaphobia -- hatred and fear of ordinary people. The idea that the "masses" should have access to wide choices and low prices really burns them up.

I advise everyone on this thread to watch "You've Got Mail."

It's about a big chain bookstore opening near a small bookstore. The spunky small bookstore owner (Meg Ryan) gets people to attend political meetings, protest, and so on to try to stop the big store.

Now, let's look at the competitive strategies. The big store says, "Everything for the customer" and competes by offering a wide selection of quality books at a good price.

The small store says, "Screw the customer, everything for ME!" and tries to use political force to deny the customers choice and good prices.
 
I tried to find references to other companies that have done this and can't find any though.

Target operates a bank in order to issue their own in-store credit cards. So did Sears, although they have sold their financial services to Citibank due to Sears' typical poor managment. Target is the closest thing that Walmart has to a direct competitor and noone complaines that they operate their own national bank. This is what Walmart wants to do, and suddenly its a big deal.

In fact, just about every department store that issues its own credit cards operates a bank (Nordstrom, JC Pennies, Macys etc). Many companies have transferred their financial services to sub contractors in the interest of cost savings, but they all have had their own bank at one point (nordstom operates theirs). Issuing credit cards are the sort of low-risk loans that people are complaining about. For some reason, now that Walmart wants to do the same as MOST OTHER MAJOR RETAILORS they suddenly need to issue home loans to low income families in order to be legitimate. :rolleyes:
 
This is what Walmart wants to do, and suddenly its a big deal.

Now that is not what I understood Wal Mart wanted to do. Sears and Target are operating their own in store credit cards. I thought what Wal Mart wanted to do was create a bank to process Visa and Mastercard sales so they don't have to pay a bank the 5% processing fee.

It was not my understanding that Wal Mart is creating an in store credit card. Are you sure about this?
 
I'm not going to bust my butt for 20 minutes moving 3 pallets to tear apart the overstock bins to get you're freaking $4.99 screwdriver set.

Man, this is all you Walmart haters chance to jump in...Run down to your local hardware chain store and I'll bet the owner will be happy to go to the back and find you the same set for $19.99. Now thats service with a smile!
 
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