I'm getting ahead of myself a bit here because I dont have my chl yet, but I'd like to get an idea of how folks carry when hiking or backpacking. Its just for my 3" sp101. I can't see belt holsters working out because of the backpack hip belts. My little Uncle Mikes IWB holster fits pretty good on the inside of the hip belt, but I guess i need to think more about retention and protection from the elements?