Less frequently, I have seen some people say, I'm not willing to dress around a gun; hallelujah, the truth.
I'm not willing to dress around a full size pistol every waking moment of my life. Is it really a cop out to say a small pistol "meets my needs" walking from the breakfast table to my desk? I'm not even willing to dress around a full size pistol to go to the corner store and get a cup of coffee.
You are covered by the last line in my quote.
You are armed, as am I.
The difference is I try to carry a handgun I'd prefer to defend myself with anywhere, everywhere.
Example: My Glock 17 gets carried to the store and nearly everywhere else not just in area of greater anticipated threat.
Unlike this:
https://www.thehighroad.org/index.p...h-in-todays-world.914784/page-9#post-12523556
If multiple attackers come into my house right now, my 32 revolver isn't going to do much good. Hopefully I can get to my BHP or AR by then.
And I'm not bothering with a full size pistol and 15 rounds outside the house, either. Attacks from multiple attackers are not so likely that I'm not willing to leave my house without a full size gun.
https://www.thehighroad.org/index.php?threads/bucking-the-trend-capacity.918515/#post-12613561
Primarily, most of the time, I'm carrying a 32 mag 6 shot.
When I am traveling, my primary carry gun is usually a 15 shot or so 9mm, like a Beretta 92D or Sigma.
As your perceived anticipated threat increases (traveling) you willingness to carry a larger more capable handgun does to.
My philosophy is try to carry a handgun I'd prefer to defend myself with and I prefer a handgun I can shoot quickly, accurately, repeatedly.
Using your example of a snub and a Beretta 92 the obvious choice is get both.
Why both? Spoiler: anticipated threat, statistics, nor location are factored.
Snub in pocket affords option of putting hand on it without revealing you are carrying, options are good.
Having the Beretta (example) on belt affords you the option of a more advantageous handgun if you have to defend yourself.
Rather than thinking statistics, odds, anticipated threat, think - If I had to defend myself while I'm at ______ what handgun would I want in hand?
If I had the options of a snub or a Beretta 92 my answer would be the Beretta 92 every time.
You are doing better than most already, carrying whenever you leave the house, being armed for a "quick trip to the store".
But, CDW4ME advocates next level, carrying that "travel gun" everywhere.
That said, I'm not naïve and realize next level is a place most aint willing to go to.