MachIVshooter, I agree with everything you said, but reloading is something of an exception in today's nanny culture. That is, you do have to be careful, and you do have to concentrate, and you do have to doublecheck everything. We simply aren't conditioned to do that anymore and instead expect seatbelts, airbags, welfare, insurance, and social security to handle all the responsibilites in our lives so we don't have to worry, about any activity. To see the consequence of screwing up, it scares people (used to a Disney sort of world where everything is wonderful) that such a concept of responsibility is required. The phrase seems to be summed up as, "I won't do reloading because I have to pay attention and take responsibility for my own actions. Who will I blame if things go wrong?"
We've all become soft.