If the ocassion arises that you need to defend your family a hipoint in you hand Is a he!! of a lot better than the glock you are saving to buy!
My feelings EXACTLY. If you do not have a gun at all and only have a $300 budget (for whatever reason) many will say save your money and get XXXX gun ranging in the $500 to $1000 price range.
I say if you have a $300 budget and no gun, get a gun first with that $300 then start saving your money for the $500 to $1000 price range. There isn't anything that says you can't have both.
We know many people on this forum that have that $800+ 1911...then what do they do? They go out and buy a Kel-Tec for $250 anyways...the same one they told you not to buy and save your money to get the bigger $$$ price tag.
If I didn't own a rifle already I would say the same thing. If you are on a budget pick yourself up an SKS or Mosin first...then save your pennies for that AR-15.
Shotgun, get yourself a Moss 500 pump from Walmart for $200, then save your money for that sweet auto-loader you drool on when you go to Cabela's or Sportsman's Warehouse.
Everyone should have a sidearm, rifle, shotgun, and .22 rifle.
The "recommended" -
AR-15 $1000
Glock or other $600 (minimum 'recommended' price to save your money for)
Shotgun $500
Ruger 10/22 $200 (if you find on on sale)
Total - $2300
But you can get the same in
SKS $250
Kel-Tec $250
Moss 500 Walmart Rollback $200
Savage .22lr $100
Total - $800
THEN save your money to get the recommended and you've got a nice collection started already.
Ammo - Everyone says 1000 rounds on hand for each caliber MINIMUM. Well sometimes even 1000 rounds is hard to come up with on a tight budget. Go drop $20 a paycheck on ammo. Yes it's more expensive in the long run then buying in bulk, but some of us just can't afford to drop $200 even for 1000 rounds of 7.62X39.
Reloading of course can save money on some calibers but the initial investment is the same or even a little higher then just buying the ammo in the first place.
If money is no object by all means purchase those high $$$ firearms first. But many of us are on tight budgets and still manage to put together a respectable store of weapons.
Get the gun you can afford first, then start getting crazy with money. That's my opinion.