I'm getting all the things out of the way that gave me some concern on my Kel-Tec and am beginning to like the size, mag capacity etc. I solved the "finger pinching", that was mostly pilot error. Adapted to the long trigger pull, (it can be done), now the loading. Does anyone else have problems with getting a full 10 rounds into it. My son's XD45 came with a loader but this P-11 didn't. The XD45 itself can be a bear getting that 13th round into it. On the Kel-Tec I use an unsharpened lead pencil and push the follower down with the non-eraser end while loading the rounds. Is there an easier way than this? The dealer subtly tried to get me to buy the P3AT but I still like the greater capacity of the P-11, not to mention the more powerful round. Thanks for suggestions.