After 35 years of carrying, it depends where you live. In NY I never would cosider a fanny pack. But 25 years ago, a ppk or a snubby was as small as you got, so a nice leather pancake holster or a shoulder rig was called for. But in the last 15 years we began carrying around these mini assault pistols, I know someone is going to object to that but they really are getting overdone, so I carry mine in a fanny pack, in Fl. I can't get a comfortable way to carry in 90 plus weather, unless I substantially downsize to a kel-tek 9mm. or a 38 titanium snubby. That being said I can't believe I was walking around in NYC, with only 5-7 rounds for 25 years and am still alive. Why are we walking around with 15-20 round clips again? Oh yes it's those multiple threats jumping out of the landscapers truck. All kidding aside you can't get much better in hot weather, unless you don't sweat than a fanny pack, or an ankle holster, {not with shorts}. Most guys that aren't serious handgunners, give up carrying after a few years, or just leave it in the car, but I could never get my head around carrying half the time. It's the ability to be allowed to carry that is paramount in most guys who get a license. After a while they find an excuse to leave the gun home, and that is usually when the fun starts.