Geneseo1911
Member
Some interesting points being made; a few I hadn't thought of. Theotherwaldo's comment about using layaway to space out his purchases is kinda ingenious. I overspent my gun budget this winter because I bought a couple guns within one month without updating my budget between them. Now I can't buy anything again until July. It's too bad, too because there's a Citori I want REAL bad. I don't think my dealer does layaway, though...
I would argue that paying with credit and paying the whole bill at the end of the month is the same as paying cash. I even buy my $4 meal at McDonalds on credit so I can get the % back. I actually go to the bank and get bills to take to the gun dealer (or write a check) so he doesn't have to pay the 3-5% the CC company takes off the top.
I understand people not wanting to talk about finances, but honestly, is it that big a deal when we're all hiding behind usernames on the internet? Simply saying "I don't want to talk about it" doesn't do anything to further the discussion, either.
I would argue that paying with credit and paying the whole bill at the end of the month is the same as paying cash. I even buy my $4 meal at McDonalds on credit so I can get the % back. I actually go to the bank and get bills to take to the gun dealer (or write a check) so he doesn't have to pay the 3-5% the CC company takes off the top.
I understand people not wanting to talk about finances, but honestly, is it that big a deal when we're all hiding behind usernames on the internet? Simply saying "I don't want to talk about it" doesn't do anything to further the discussion, either.