Discussion in 'General Gun Discussions' started by Henry Bowman, Jan 7, 2008.
Seems to me that what you propose is what First Data wants.
Perhaps it would be more effective if word could be spread so that anyone in other industries would change their credit card processor immediately. Surely you have friends and business associates in other industries, and perhaps even in allied industries?
For example, members of this and other forums might be involved in a wide variety of businesses and professions, many of which involve credit card processing. If numbers of them could influence a shift away from First Data that might be helpful.
The goal of this kind of endeavor never is vengeance. It should be to effect positive change and, of course, a warning to others.
I see the justification for outrage, but I think the notion of forcing a company to do business with folks against their wishes is a nod to government intrusion where it does not belong.
Outrage? Check. Get credit cards and loans elsewhere? Check. Process your credit cards through a Citi competitor? Check. Force Citi to do business with anyone because you disagree with their politics? No, not so much.
But what happens if BoA, US Bank, Chase, Wells Fargo, Wachovia, HSBC, Suntrust, and Capital One follow suit?
For an analogy, imagine if Fedex and UPS decided not to ship firearms anymore.
Big problems and potentially threatening trend.
Granted it's not a gun but it's certainly "gun related".
If that happens, I'd be crazy not to start a processing company that IS willing to process firearm related transactions, and a subsidiary that ships firearms.
I will have to see if I saved any paper work from the companies that you listed. More than one of them turned down my app for credit card processing.
They turned it down because I might illegally sell guns on my internet store.
1st Data pretty much has the market for us moto merchants. There are some other out there that charge a premium for moto accounts like mine and CDNN. Rates as of last August were double that and some cases triple of 1st Data.
Any one that thinks it is easy to get another company to do our processing is naive.
Do a internet search for merchant accounts or credit card processing. You will get hundreds of links. Contact the companies and tell them you are a FFL and want to sale guns on the web.
Most will turn you down right off the bat. I had a few that did work to try to get me set up. One rep even purchased a used Sig 226 and some Ranger ammo from me.
Ultimately when it went up to his bosses I was turned down. His Supervisor warned me to keep a low profile with my current processing company. I guess it was a forewarning.
Sounds like someone at citi has an anti-2A agenda, and it has reared its ugly head in company policy.
I'd let your friends know about citi. I'm gettng rid of my credit card.
Commie jerks trying to inflict their anti-gun position on all of us! Wish I could do more than just close the account and campaign with my F&F to do the same.
Is it really that bad? How many of the big players turned you down based on the fact that you're an FFL? Was it a lot?
I don't mean to pry, but how hard WAS it? Did you wind up going with a small local bank? And if this is getting too personal or edging into areas you don't wish to discuss, I'll understand completely if you don't respond or tell me to go pound sand.
I don't like talking about financial stuff on the intarwebs either.
Though, at this point, I'm wondering if there's a market void that needs filled.
Lets see if they can stay afloat on yuppie commie pinkos' business.
Besides, Cabelas, one of the top rated cards, sent me an offer today...
posted about this on my blog. Let's see how much of a response Citi gets from firearms owners across the nation.
i thought things like embezzlement, lying to your stockholders, etc, were immoral...
I will have to see what I saved. Most of the credit card processing companies that I dealt with use 1st Data. It is a dog eat dog business, I was looking for a company that would give me a better deal than I already have.
I tried four companies that did not exclude my business immediately, not all were first Data associates. It was a tedious task sending applications and doing follow up paper work.
Funny, they did business with Yasser Arafat!
I guess CitiBank got all "moral" after it was discovered that they were handling money for the PLO! I sent them pieces of the credit card and a letter explaining that I did not do business with companies that did business with terrorists.
Got a call a while later from a nice lady who wanted to know why I had cancelled my credit card. She had never seen the letter so I explained to her that apparently she worked for a company that supported terrorists.
She seemed genuinely shocked. I hope she found another job!
Currently I have an NRA Visa from First National Bank of Omaha. With every purchase, a small fee goes to support gun rights.
Maria: Hello, this is Maria at Citibank, how may I help you?
Me: I would like to cancel my citibank card.
Maria: May I ask why?
me: I have recently been informed that First Data Merchant Services and Citibank are making "values" judgements as to what their vendors are selling.
Maria: Ok, I'll have to transfer you to an account representative, please hold.
Steve: Hello sir, I'm Steve your account representative and I'm here to help you with your request. In looking at your account you've been with us for a long time. Can I ask you why you're cancellingy our citibank card?
me: I've recently been made aware of an incident whereby Citibank/First Data have told a firearms vendor that they no longer want his business because they view it as unethical and illegal.
Steve: You're s----ing me! What is this? I haven't heard anything!
me: I've been reading on the web a letter from your representatives to a vendor named CDNN which states that they no longer want his business as of January 28th, 2008. I can't support a company such as yours which would pull this type of garbage.
Steve: Can you give me a url for this?
me: http://www.nssf.org There's a link on the first page to the story and another link to the actual letter coming from your company.
Steve: I can't believe we'd do something that stupid but I will take a look and forward your concerns. I really don't know what to say to you as most cancellations are due to high interest rates, late fee's, etc.
me: Well I'd appreciate it if you'd close my account. It's nothing personal against you but I don't choose to do business with a company who's trying to make ethical judgements on how I spend my money.
Steve: Thank you sir, I will get your account closed out.
"I really don't know what to say to you as most cancellations are due to high interest rates, late fee's, etc."
What was that about if not illegal, then, immoral?
Sounded pretty much the same as what CDNN was told , but this happened almost a year ago .
Yes, because an industry that markets its master/slave life ruining economics to kids with Barbie Dolls and Board Games is SOOOOO much better than a brothel.
When a Nevada Brothel sponsors Mattel’s Call Girl Barbie or Hasbro’s The New Game of Life with Porn Addiction Path, then I’ll change my ranking of these parasites. No... I won't. At least with a Brothel, you know up front what you are getting.
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