Howdy Again
There is another theory on how a light load could possibly blow up a gun. I am a bit reluctant to state it here because it often gets blasted by those who are positive it cannot happen. But here goes anyway.
In a well balanced load, as a bullet moves down the bore, the 'combustion chamber' behind it lengthens. As the pressure caused by the progressively burning powder continues to increase, the volume that the expanding gasses are attempting to pressurize continues to expand. With the perfect load, the pressure continues to build in a controlled manner until the bullet exits the muzzle, and pressure stays within levels that the firearm can tolerate.
We all know that just a primer alone often has enough power to drive a bullet out of the case and lodge it in the forcing cone. I have seen this happen plenty of times at Cowboy Action matches with inexperienced reloaders who managed to assemble a round with no powder in it.
Most Smokeless powders do not burn consistently until a pressure of about 5000 psi is achieved. Under 5000 psi some powders can burn poorly, exhibiting erratic behavior and varying pressure curves. This situation can be aggravated by small powder charges in very large cases, such as 45 Colt.
The theory is that with an extremely light load, under just the right circumstances, a primer may drive the bullet out of the case before the necessary 5000 psi has been achieved for the powder to burn as it was designed to do. In this situation the powder may not yet be burning in a consistent, controlled manner. If the primer drives the bullet out of the chamber and lodges it in the forcing cone, the bullet is suddenly transformed from being a projectile to being a bore obstruction. At that moment, the combustion chamber becomes fixed in length and the powder that may have been burning erratically suddenly begins burning normally and the critical 5000 psi is quickly achieved. However, the 'combustion chamber' is no longer expanding, it is fixed in length. So the pressure curve may build faster than desired, and with no outlet for the increasing pressure, it may exceed the ability of the firearm to contain it.
No, nobody has yet proved this in a laboratory, but once I read it a few years ago it made a lot of sense to me. It does make a good case for not experimenting with extremely light loads below powder manufacturers' suggested starting loads. It also makes a very good case for putting a firm crimp on light loads, to delay the bullet from moving out of the case until the powder has achieved enough pressure to begin burning progressively.
I am not implying that this was the situation with the Original Poster's loads, I just wanted to state that there is another theory that may explain unexplained blowups in handguns other than an accidental double load, too many bullets, or other situations developing from inattention at the loading bench.
A number of years ago Mike Venturino described an unexplained blowup that he experienced with a vintage Single Action Army. After the gun blew up he disassembled all the ammo from that loading session and did not find any unusual powder charges. While he admitted that the critical round might have somehow gotten an extra powder charge, he joined those who began to suspect that there may be something else going on with unexplained blowups with light loads.