i carry a full sized taurus 24/7 daily. it's usually not a problem carrying it in cool weather and up to about 80 degrees. but beyond that, it is HARD to disguise a big pistol in a t shirt and shorts! for warm weather, you are going to NEED something small enough to fit in your pants pocket. i am no fan of small caliber guns though. i am looking at buying a 9mm kel-tec. for me, thats as small as i want to go. also remember, that if you are unfortunate enough that you HAVE to shoot someone, the cops are going to take the pistol from you as evidence. if your shooting is "justifyable" you will probably get it back, but it may take a while. so don't buy a $1500.00 gun to carry if you don't want to be with out it for a while. i think thats why there is such a large followig in inexpensive smaller guns. easy to carry, cheap enough to buy two, just in case, and you are going to probably be less that 15 ' away from whoever you shoot, so the gun doesn't have to be a tack driver at 50'. just some things to think about before you make a purchase. good luck with you ccw permit!