Guns in a bank safety deposit box

Status
Not open for further replies.
What happen if the bank goes out of business or gets bought out? It happened to me while I was overseas and it made things difficult in getting the account numbers straightened out. Just something to think about.
 
Please elaborate. What states?
LOL, yeah right....

If people had to support their opinions this place would be a ghost town. :rolleyes:

OP: You must have other stuff that needs storage....right? If you're planning to rent a storage unit for that stuff, just put your guns in there with it. Pay the rent in advance and get insurance.

If you're going to stash your other stuff elsewhere, like at the grandparents, buy a JobBox (those things are like a safe) and lock the guns in there- pile your other stuff on top. Maybe bolt the JobBox to the basement floor if it makes you feel better.
 
They would have to be some mighty expensive collectible firearms or some with a lot of sentimental value to justify all that trouble and expense.
If yours are just everyday, common firearms sell them and buy new upon your return.
 
One way to be prepared is hire an attorney.

You are going overseas, after all. Have him/ her write up your will and health care directive, and give them a copy of the safe deposit box key. This should be a one time fee. News of your unfortunate demise will alert said councilor to enact the provisions in your will, like contacting your chosen estate administrator (unless of course, it is your attorney). You don't have to be Mr. and Mrs. Thurston Howell III to do something like this. Upon your triumphant return, you will have a stash of treasure. Good luck.
 
If nothing else I think a firearm and a few other 'essentials' in a safe deposit box is a good way of not having all your eggs in one basket.
 
Safety Deposit Box Storage

Many years ago when I deployed I leased a SD Box in a local bank and stored my guns there. I removed the grips and coated them with a heavy coat of Balistol. I returned in 18 months and they were fine.

I would recommend paying the SD Box fees in advance for the complete time you are planning to be gone. Another option is to have the fee automatically deducted form you checking account.
 
You never know when you will need to bug out or just to have a back up in case of fire, flood, tornado, ect..., and it only costs me $75 a year.

Hopefully not when the bank is closed? ;)

No kidding.

I remember back when Hurricane Rita was forecast to come and hit Houston. This was shortly after Katrina hit New Orleans. Lucky for Houston, Rita missed.

However, I was out of state when the news came that Rita was going to strike home. When I flew in (on a very empty flight), Houston was in full evac mode. All non-essential businesses were closed. I had some camping gear (I thought I would need) in a storage facility that was shut down for the evac and the gate system was powered off by the owners and no staff was present. A few of us (and we didn't know each other) got together to overcome the lack of power on the gate so we could get our belongings to prep for the Hurricane.

Imagine if that was a bank. I wouldn't have been able to access my safe deposit box in that situation.
 
Only other solution I can think of is a burial tube. Where you bury it could be a question, but if the untrustworthy don't see you bury it, it should be safe.

I've thought of building a false wall in the back of a storage shed. A safe in there would work, as most people wouldn't even know there's a wall cavity there.
 
Some of you guys are funny. Not the kind of guys I would want on my jury if it ever came down to it. :D

It's fine to store guns in a safety deposit box. Oil them and put 'em in silicone gun socks. Just keep in mind that you can't store more than a few handguns in most boxes. Even the big ones will not hold a long gun intact. Prepaying the term is good advice.

As for being able to get to 'em in a hurry. Don't keep EDC, backup piece, nightstand gun, car gun...etc in a safety deposit. Always have backup pieces elsewhere from where you sleep.
 
There’s no problem storing them in a safe deposit box other than the rent expense for whatever size you need. The bank does not know what you put in it, and doesn’t want to know because of potential liability. Pay the rent in advance for the full time+ that you will be gone. Have the bank flag your account that you will be gone until ____ and, if possible, provide a contact name and number in case there is some type of problem while you’re gone.

The only legal reasons that the box would be accessed is for delinquent rent or with a search warrant.

I would recommend that you pick a larger bank. Many small banks get bought up by other banks and some branches get closed and merged into a nearby branch. The larger the bank, the less likely this would happen. Wrap your guns in something that will cushion them in the event the SD boxes get moved.

As an off topic FYI; you would be surprised some of the stuff in boxes that get drilled open for delinquent rent, everything from nude pictures to gold, cash and guns. One time I even had a live grenade in one.
 
Looks like a large safety deposit box will be the way to go. It will be a few months like I said but I'm trying to get everything prepped and ready so there is no hassle. I guess I really should get a will wrote up (tho it seems like REALLY bad luck to me lol, read " superstitious " )

Yes they are the kind to break into a safe or strong box. No basement and all wood floors. My room will be taken over when I leave. I'll be looking around this week to find a suitable bank/box. I was wondering tho are safety deposit boxes insured?


Edit-I don't want to sell my guns, they were gifts and I don't want the trouble of buying more. I'll have someone I trust put on the box and given a key to make sure they arnt getting rusted. (seeing as how they are all anodized or coated steel there should not be a big risk of rust damage)
 
Originally Posted by thefish View Post
Please elaborate. What states?

please. I haven't heard this.

Start with Nebraska.
Maybe Montana.
It is worth noting that just because it may be legal to carry in many states, all the laws are not the same.
 
Originally Posted by thefish View Post
Please elaborate. What states?

please. I haven't heard this.

Start with Nebraska.
Maybe Montana.
It is worth noting that just because it may be legal to carry in many states, all the laws are not the same.

We know not all laws are the same.

We also know that it is false to say that most states prohibit concealed carry in banks.

In checking it is illegal in MT but appears to be okay in NE. That makes one state mentioned so far ITT where it is illegal to carry concealed in a bank.
 
018.01G Financial institutions as defined by Nebraska Revised Statutes
§ 8-101(12);

Trust me I'm not some advocate of the FDIC myth but I despise the calls for citing any claim set forth here when it is simple to find out for ones self.
There is also a great number of folks who simply look at their own states laws and say it simply can't be when someone from another state mentions what they know to be law in their home state. I can't believe that there are states that don't allow guns at church, county fairs, restaurants that serve alcohol and many other ridiculous regulations but if one wishes to carry they should learn the laws of the states they visit.
I won't check all 50 states but there are 2 that I won't CC in from my research and I suppose there could be more but I agree not most.
 
018.01G Financial institutions as defined by Nebraska Revised Statutes
§ 8-101(12);

Trust me I'm not some advocate of the FDIC myth but I despise the calls for citing any claim set forth here when it is simple to find out for ones self.
There is also a great number of folks who simply look at their own states laws and say it simply can't be when someone from another state mentions what they know to be law in their home state. I can't believe that there are states that don't allow guns at church, county fairs, restaurants that serve alcohol and many other ridiculous regulations but if one wishes to carry they should learn the laws of the states they visit.
I won't check all 50 states but there are 2 that I won't CC in from my research and I suppose there could be more but I agree not most.

You seem to be confused about what was stated previously.

Let's clarify:

How do you get the gun inside the bank and stay within the law, if you don't declare it? Most states prohibit concealed carry within a bank, some prohibit open carry, and some prohibit both. Wouldn't matter that you carry it in unloaded in the eyes of the law.

I looked at several sites about safe deposit boxes, it appears that some banks will allow guns to be stored in a safe deposit box and some will not. When you take out the lease on the box, it will state what items are not allowed.

One article did say that anyone who stored a gun in a safe deposit box would be a basically honest person, a dishonest one wouldn't bother. I found that an interesting concept.

Two states (or four or six or eight or even 15 states) =/= most states.

If bangswitch wants to claim that "most states" prohibit concealed carry in banks, bangswitch should have some kind of source or citation. I'm pretty darn certain his statement is woefully incorrect, though.
 
No you seem to be confused, look at my posts starting with #39. I answered the question by stating two states one of which you falsely denied plus made clear my position on the FDIC myth as well as elaborated on the claim that MOST would likely be a false claim.
When posters throw big nets either pro or con it does no service to their position and it is a pet peeve of mine.
The fact is there are states that forbid CC in banks and they are not in the majority. I never claimed anything more.
 
I assumed carrying a gun into a safe was a federal crime...doesn't really matter, no bank I have ever been a member of or visited allow it so I never did much looking into it.

With that said, my good friend is a branch manager for a bank and told me that when Obama was clearly the favorite in the 2008 elections many people were doing just that. She said she didn't have an issue with it but was not supposed to allow it so she would "give them privacy" and leave the room so she could in good faith claim ignorance should it ever come up.
 
I assumed carrying a gun into a safe was a federal crime...doesn't really matter, no bank I have ever been a member of or visited allow it so I never did much looking into it.

I find that interesting and weird. Where do you live?

I don't know of a any bank I have ever been a member of or visited (in a shall issue state) where it was not allowed. I have open carried to the bank multiple times and in multiple locations/at multiple banks as well.

Was it posted on the door/entrance or something?
 
I ran into a similar situation several years back. I decided to bury them in some 5 inch PVC pipe with end caps and damp rid after oiling well. You will need to remove scopes and or pistol grips to get them to fit. Don't allow the damp rid to contact metal as it will corrode it. I came back 5 years later and everything was in good shape. Be sure to mark the location well!
 
Banks don't want to know what you have in your box.

In the state of Illinois, if it your box is drilled for non payment (typically after a year or so of deliquency), the bank holds the contents for 5 years. If still not claimed, the contents are forwarded to the State's Treasurers office of abandoned property.

The only thing we do differently with the firearms is to involve our head of security. More of liability issue than anything. But it still gets sent to the treasurers office.

A lot of my customers know I'm a 'gun guy.' One of them asked me to help him go through his deceased father's huge (to me anyway) gun collection. Some really nice pieces, including a matching numbers Luger that was a "souveneir" from WWII.

The son kept a few pieces, but sold the majority. Netted around 40k. I didn't do much, other than make sure he wasn't getting low balled on anything. He ended up giving me a s&w 686.
 
I don't believe "Concealed carrying" is the same as having an unloaded gun in a case or container. It isn't in a vehicle in most places I'm aware of, and shouldn't be in the context of taking something into a bank for the purpose of putting it in a safe deposit box.

If you have an account at that bank and leave enough money in the account, it can be set up to automatically pay the fee when its due.

Banks should have privacy rooms to take the box into. Theres no reason for a bank employee to be around when you're spending a few minutes of quality private time with your personal property, it shouldnt be considered unusual in the least. I was surprised at the earlier comment about the bank person "giving them some privacy" like it was the least bit unusual. How would they have the least clue what people were putting in their box unless they told the bank employee? When I access my box, I'm in the privacy room 20-30 minutes or more each time, going through paperwork etc.

I agree with asking for citations in some instances. Certain comments should in fact be supportable. If folks are called to task for some off the wall comments presented as fact, it should help raise the bar for some of the outrageous internet claims or comments.
 
Sentryau22;

Lex Luthier has given you the best advice, I'd take it if I were you. See the lawyer, pay for the time & ensure that the guns are properly stored. Then, if the worst should happen, they'll go where you want them to go not to some relative that shouldn't have them but gets them simply because they are a relative. If the law firm is large enough they may even offer secure storage should your state forbid guns in banks for any reason.

Having been a locksmith, I can state that we've drilled boxes because of non-payment, death, and a court order requiring it. Which is to say that if your state changes it's laws while you're gone, and it's known you've got guns in the safe deposit vault, you may involuntarily surrender them to the state. That's an unlikely scenario, but stranger things have happened in state law. Engaging a lawyer would probably prevent that, given that he's got a power of attorney to open the box. It'd be up to him to find secure storage in that case.

900F
 
Last edited:
Status
Not open for further replies.
Back
Top