Hi Guys, and Gals??
I do not know of the financial status of the OP. If that couple is wealthy then that is one side. If not then they must set priorities for their family.
Priorities must always take into account the probabilities of what could happen.
In my view the liklihood of needing the rifle for a disaster emergency are very miniscule. On the other hand the necessity of sending children to schools, mortgage payments, food and clothing, and day to day expenses are very real and are sure to happen.
That is why I say that priorities must be set for time and resources.
However, even if a disaster happens, or a riot, as I look back at Katrina and see the police confiscating firearms how much help would that rifle be? Essentially none. Are you going to get into a gunfight with the police and authorities in such a situation? If so you are doomed to lose.
So I think the probabilities of having to protect ones life and family in such a situation, and considering the number of times such a thing has happened, it is unwise to tie up funds for an emergency rifle that could better be spent on things needed today or planning for retirement.
I would not say that it is impossible that such a disaster could happen, but the odds are less than one percent. The requirement to pay the mortgage, clothe the family, send the kids to college, and plan for a rainy day or old age are 100%.
I just have a different set of priorities, and am not in the least paranoid. I am not a survivalist, but have always survived so far.
Now if the person is independently wealthy, then go for it. I do not buy things based upon needs. I buy because I want something and can afford it. Even then I attempt to be wise considering my family and what will be their lot after I pass on. I would not want my wife (my kids are gone and doing well.) to ever have to consider that she did not have enough money to do anything she wanted to do.
Buying things that one does not really need can be a habit that will eat away at one's finances to a great and maybe trragic degree. Believe it or not some have 20 - 40 thousand dollar credit card debts. How did that happen? I think I know.
I am not the least offended about the comments. I expected them, but if we are not careful we tend to be cut from the same piece of metal and have a me too think.
I always feel it necessary to give my honest thoughts. And you folks feel free to pour it on me if you disagree.
Best Regards,
Jerry