Animal Mother
Member
I've never had to file a claim, but I use Collectibles Insurance for my guns. Their coverage costs about $8 per $1,000 worth of firearms, per year. They've always responded rapidly and professionally to any inquires I've had to make. As I understand it they will pay for the cost to replace the gun that was lost in the claim.
They require only the make, model, and description for each gun up to a certain amount. They do not need serial numbers to insure your guns, but you do need to keep a private record of your serial numbers, in case of a claim.
Here's their rate sheet:
http://www.collectinsure.com/rates/2008GunCollectorRateSheet.pdf
As other people have mentioned in this thread, it is important that you take pictures or videos of your guns, recording serial numbers and condition. Keep a copy of this data off site with a relative or in safe deposit box. You'd hate to lose your records and your guns in a house fire and not be able to back up a claim.
They require only the make, model, and description for each gun up to a certain amount. They do not need serial numbers to insure your guns, but you do need to keep a private record of your serial numbers, in case of a claim.
Here's their rate sheet:
http://www.collectinsure.com/rates/2008GunCollectorRateSheet.pdf
As other people have mentioned in this thread, it is important that you take pictures or videos of your guns, recording serial numbers and condition. Keep a copy of this data off site with a relative or in safe deposit box. You'd hate to lose your records and your guns in a house fire and not be able to back up a claim.