Floridaboy,
If you have not yet bought one........ there is one in my trouser pocket right now, right here in Florida. Only issue I ever had was with Silver Tip HP ammo which gave me rim lock. I had been carrying FMJ until a bud ribbed me about it. Fortunately the rim lock occurred while I did not really need the pistol. I fixed it by going back to FMJ and not worrying about it. I considered doing like I did way back with a Star PD and carrying one HP up the spout and a magazine of FMJ which was all the PD liked, but decided to just go with FMJ. It has ridden in a trouser pocket inside a little pocket holster from Wally World from Key Largo to Pensacola. No rust since about a year after they came out to today and still works. (more than one holster though)
No it is not the pistol I want to try to do a roll over prone shot at 100 yards with, nor the pistol I want if the neighbors bull again breaks down the back fence and this time is angry about it. But, in my opinion at least, for SD most of the time at seven yards or less and one or maybe two human or smaller attackers it is Shakspherian......twill serve, twill serve.
-kBob