Layaway at Gun Shops

[kamagong]

That's why developing a good relayshionship w/ your dealer is so important. The more you put into it, the more you get...almost like dating...or marriage!

Old reprobates like me can simply take a gun out of the display case, put it in the dealers safe and say "I want this." No paperword or deposit. When a man's good on his word, he's good for it.

Newbie's have to put down $$, paperwork, etc, etc.

Sage advice. My favorite dealer is a young guy and his shop has only been open for a year and a half. But I have already bought three guns from him. My latest was a lightly used Hi-Power. I had seen it in the shop when I stopped by one day, but I didn't jump on it right away. I was afraid that it would be gone by my next visit, so I placed a call the following morning. He set it aside for me no questions asked. It pays to have a good relationship with your dealer.

 

[Ala Dan]

Yes, We Do~!

come south of Huntsville, AL to a little town called Bessemer, AL
and you will find:

Simmons Sporting Goods
2001-2nd Ave North
BESSEMER, AL 35020
PX: (205) 425-4720 or (205) 426-0490

With 9% sales tax added (if applicable?), and after 25% down, we
offer a 90 day Lay-A-Way Plan.

or 6 months interest free financing on purchases over $300, thru
either American General Finance, or GE Money Store.

*Special Note- all handgun purchases MUST BE financed by GE Money Store; as American
General washed their hands of financing handguns after the VA TECH shooting, where lives
were lost~!

McCain-Palin on November 4th~!

 

[Aka Zero]

Local shop has it. 25% down on anything, 60 days to pay.

Most things I get are special order (small shop). So $100 gets it ordred, pay the rest when it gets there.

 

[Buck Kramer]

Several retailers on gunbroker offer layaway...you end up paying above msrp most times though...

 

[opr1945]

One of the local gun shops here has a lay-a-way as follows:

1. at least $20 down.

2. at least $10 every other week.

3. up to 6 months. longer if you have a good payment history.

4. you can have more than one lay-a-way at a time.

5. If you change your mind and want to replace one gun with another you can do so. If the new gun's cost is less than the old gun, no problem. If the new guns cost is less than you have already paid you get a store credit for the surplus.

Prices aren't always the cheapest, but selection is usually very good

JMO but works well for me.

 

[wlewisiii]

My local Gander Mountain does. That fact alone makes up for the higher prices on new firearms because it's often the only way I could possibly afford many of the firearms I own.

 

[sarge83]

My local gun/pawn has layaway, 25% down and 90 days to pay off is the standard policy. Although I have bought several from them and have placed a gun on layaway with as little as a couple of dollars and they give me 5 to 6 months to pay them off if need be.

 

[Fishslayer]

Save up your money. Cash speaks louder than a promise to pay it all sometimes in the future and you'll usually pay less.

^^^This.

 

[group17]

The best thing about Layaway is if you find that used weapon you have been looking long and hard for its yours. Normally if you waited till you saved enough it would be long gone.

 

[Skylerbone]

Bud's policy is 20% down, 90 days, no charge, e-check, credit card, no refund on cancellations or over-time limit and I believe a $25 minimum payment per installment. You can however do as I did and put money down then pay it all off at once (no required monthly payment). I did so to acquire a hard to find Colt but did not want it arriving until I was back in town.

With $2000+ shotguns and the like I can see why layaway is back in force and credit cards are back in the trash. I have one card used for reservations and emergencies and I had the money for that Colt some 6 months before I finally found it.

 

[X-Rap]

I can't see myself ever using layaway for a gun but I can't see me buying over the internet either.
I'm sure I get better deals with a cash OTD price than if I try to deal with money I have to bring in installments, I haven't ever seen an online sale that I couldn't beat locally after shipping, and transfer fees.

 

[Skylerbone]

$920 + 7% sales tax = $984.40 local with no availability but same price quote.

$920 + free shipping + free layaway + $10 FFL fee = $930 online price and in stock.

Used to use layaway to keep presents away from prying eyes but most local stores don't offer it. If it is local I buy it outright.

 

[X-Rap]

I haven't paid retail at a store front in many years, I buy when the price is right and walk if not.
New guns also have less room to fudge so I stay away from them for the most part. I don't doubt that anything can be found on line if one wants it I just like used and want hands on before I buy.

 

[Steve CT]

Yes, all the local shops do, and if you are a regular they will be a little flexible on the terms. The local Cabela's also does lay away.