What are some of the advantages and disadvantages of keeping them locked and loaded.
The answers to that should be pretty self-evident. Sayng, "Excuse me, Mr. Home Invader, while I go get my gun out of the safe and load it so I can shoot you" is not likely to be an effective defense. By the same token, leaving loaded firearms unattended and scattered liberally about the house is unwise, unsafe and even illegal in some states. Fortunately, we are not forced into either extreme, if we will but exercise a bit of thought on the subject.
I would suggest:
1) Secure your property and home to the point that no one can approach without you being warned electronically, and no one can gain entry without your notice.
2) Get a dog.
3) Carry concealed at home.
4) Work out a practical home defense plan tailored to your floorplan that includes access to a defensive long gun from any room in the home, so long as you can safely store a loaded firearm (or multiple firearms). If you cannot safely store long gun(s) in this manner, then depend on your concealed sidearm for defense.
5) When your home is unoccupied, even for a short period of time, ALL firearms not carried concealed on your person(s) should be locked in the best security container you can afford, installed as securely as you can manage it.
6) Using secure storage devices like Mossberg's LocBox (
http://www.gunaccessories.com/MossbergAccessories/locbox.asp ) inside a closet or behind a door or drape etc. might be one solution to securing a firearm not on your person. Also, using a between-the-studs safe like
http://www.sportsmansguide.com/net/cb/cb.aspx?a=312202 or
http://www.shop.com/Homak+WS00018002+Long+Gun+White+Wall+Safe+-126192705-p+.xhtml is a possibility as well. Anyone with some basic carpentry skills and a little imagination can construct well-hidden hides for long guns in various rooms as well.
lpl