Can't answer your question, but am interested in the answer. I'm mildly interested in the Howa rifles (only becasue they're low priced and available in 6.5x55mm), but after fondling one at the local gun shop, along with a CZ 550, I'm strongly tempted to go for the CZ. It just seemed to feel better, plus I'm CRF kind of a guy, and Howa uses push feed. For all practical purposes, unless you're hunting dangerous game, it's a pair of 6's between push feed and CRF, but that's where my personal perversion, er preference, lies.
Anyway, $400 NIB with scope sounds like a great deal so long as the scope is a decent one. If it's a Simmons scope it's merely a fair price.