Moneyclip Technique

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Anthony

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How many of you use the "moneyclip technique" taught by many self defense instructions including Massad Ayoob?

For those who are unaware of it, the technique is about 20 years old I would estimate and consists of simply carrying a $20 bill secured to a matchbook with a rubber band or (if you prefer) an inexpensive (read disposable) money clip with a $20 bill over several $1 bills for thickness. This is one of the simplest and most effective tactical tools available to the civilian.

If confronted by someone who wants to take your money by force grab the money clip, say “here’s my money don’t hurt me,†throw the money clip in a direction that will require them to turn to pick it up, and begin backing away quickly in the other direction. If the thug is not violent and just wants the money he will pick it up and run. If his intentions are anything else (e.g., violence, rape your girl) he will turn back toward you to carry them out. By the time he does you have increased the distance between you and given you time to access your weapon. If you have to use deadly force it looks very good in court and on your conscience as you tried to avoid the violence by complying with his requests, but he insisted on attacking you anyway. This way you maintain the ethics of “The Martial Wayâ€, avoid the risk of trying to disable the attacker with a deadly weapon, and have a excellent way of showing the grand jury that you were trying to avoid violence using a method that even a layman can recognize.

Another use for the money clip technique is if you are threatened by a drunk or group of drunks for looking at their girlfriend, mistaken identity, etc. One could simply apologize, say you meant no harm, and put the money on the bar and tell them to have a round of drinks on you. A drunk is going to usually be far more interested in free beer than smashing your head in. While many drunks can’t fight worth a damn there are many hardened ones who can. Further, a barroom brawl will quickly deteriorate into a free for all and it is never pretty if it is perceived that you started it. A close friend and fellow pistol packer witnessed one, but avoided becoming involved by staying clear. Of course, this technique could also be used in similar scenarios if your opponents are not drunk. Results and advantages of the technique are the same as listed earlier.

Are there any other scenarios in which you feel this technique might work?

Does anyone have an personal wrinkles or nuances to this technique they would like to share?

I just introduced my non-shooting Modern Arnis instructor to it and he would like to teach it in class. The latest thing I have discussing it was published 20 years ago. So any new versions or ideas are welcome.

Thanks for the help.
 
I like that idea. Its a little costly but when you take into account what your bargaining for I think its just about the right price. Thanks for the tip
 
Anthony I have never heard of that until now, but I'm going to keep that one. I like it.

hipeflip, Welcome to THR.
I don't think it's costly at all. Think of the actual cost of a shooting. If I can clear the area for $30.00 I'd consider that cheap, even $300.00 would be less costly than a trial and lawyer costs.

I'll be looking for a cheap money clip this weekend. Good one.

RTFM
 
Thanks guys. Sometimes we tunnel in so intently on the more interesting self defense tools that we forget the simple ones like the money clip technique.

That reminds me of a thread from long ago on The Firing Line where everyone was listing their "street kit" they toted around on a daily basis. This usually comprised a gun or two, spare ammo, a knife or multitool of some sort, a high-speed flashlight, the newest holster system, etc. After about 20 entries a guy said, "Doesn't anyone here carry a mobile phone? I don't see any in the lists."

Apparently many didn't at the time several years ago.

Now I would think most of us do.

Then again, I thought the moneyclip technique was rather well known and expected quite a flood of responses on this thread. :)

Glad I could help.
 
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There is the alternative change and loose bills approach as well. Tossed in a cupped two hands suplicating pose it provides good distraction. The more offensive version is to toss the whole mess directly to the BG's chest and follow with strikes or kicks (or a fast retreat). The response tends to be an attempt to catch the goodies providing the opening needed for retreat or attack.
 
Didn't know there was name for it, but yes I have. I use a moneyclip , often I don't carry a wallet, ID, CCW permit and whatever with $ . I will somtimes put some cash in front pocket ( paper-clipped/ rubber band), so if I do need to use money, I don't produce a wallet, or clip. Usually not a lot, but I can use to divert/appease a bad situation. Often before I exit my vehicle I will put cash in pocket before pumping gas or somesuch.

I have attended Fairs, carnivals, and carried an old wallet with a few bucks and figured I could that as distraction, just throw the old wallet. I know some have used an expensive watch, or imitation jewelry for same reason if having to attend a function, the theatre in a bad part of town, for same purpose.

A buddy used a fake watch to distract able to run once.

As a rule , out of sight / out of mind, so I don't pull out money or CC when I don't have to. Never know whom is watching and may choose to follow outside.

Anthing that gives an edge, distracts, is a good thing. IMO.

Good topic, I learned the technique has a name.
 
Actually I named it for this thread. To my knowledge it didn't have a name until I tagged "moneyclip technique" onto it.

:)

- Anthony
 
Just used a variation recently while pumping gas on the road. Noticed suspicious guy observing me from the sidewalk (could tell he was evaluating me), he then started approaching me asking me for spare change as he closed the distance towards me. I reached into my pocket and underhand tossed him a quarter while he was still about 15 feet away. He had to catch this with both hands (like a football). This put him offguard, temporarily tied up both his hands and his vision, and gave me the advantage of any defensive move I felt necessary from this point. It stopped him in his tracks, and took away his excuse to get any closer to me. This confused him, froze for a few seconds and then stumbled away in the other direction. Saved both of us from getting hurt.

The moneyclip technique is taught in many classes, especially to women. You are supposed to drop your money, or toss it in a different direction in order gain an advantage escaping. It's been around longer than 20 years.
 
Well, as I'm only 34 you'll have to forgive me for shorting it at 20 years.

:)

- Anthony
 
I would use 1/3rd of a $20 bill on the outside of the clip, and perhaps a piece of paper on the inside that reads "sucker!".

The other 2/3rds of the $20 would go to that special office at the Treasury for damaged money redemption. (Their rule is 51% of a bill redeems at face value)

It's the principle of the thing. I like the distraction technique, but I'm not giving a thug, a drunk, or an over-aggressive panhandler $20.
 
Variation I was taught. Staple the folded money in such a manner that you can accurately describe location of staple hole to officers "Should have a staple or two staple holes right in Andy Jackson's face officer, Should be three of those bills with holes, 1- $20 and 2- $1 bills sir". Should BG live and get caught, hard to deny the coincidence of him having money you can accurately describe in such a manner.

Adios
 
Al T,

You could of course. I think his reasoning was the staple kept it all together in a separate "throw down" package ala the Money Clip concept and you didn't have to keep a separate piece of paper with said numerals somewhere on your person. Also might be easier on the cops looking for "holy" bills as opposed to going thru all of the BG's hard earned cashola to match up some numbers that you said he should have on him.

Adios
 
Yep, I keep my money separate for that and security reasons. But most likely if I feel that threatened then when my hand comes out of a pocket it's got a weapon in it.

I may not have another chance, since there is this scenario:
Bad guy feels dissed by having money thrown down/away/at him and is motivated to immediately shoot or stab the tactician. Picks up the money afterward.

Larry
 
Used this is '78 when I was a pizza delivery driver and got cornered by two guys with knives.

I looked terrified, dropped the pizza carrier and threw my hands to my face. "Please don't hurt me! Take my money!" (Money clip thrown between them.) "Take my credit card, too!" (Reach for back pocket, but out comes the 5" (Yes, 5") M29 from an IWB holster.)

Fast thinking? Not at all. One of many scenarios I had reheased over and over.

I teach this in my CCW classes. I don't bother making up a separate clip, I just use my real one.

JR

P.S. I gave the two losers the choice of me calling the police, or them using their knives to cut up their leather coats and then leaving the knives on the ground with their prints on them. They reluctantly chose the latter option. Got me out of hours of hassle a week before finals without feeling like I was completely shirking my civic duty. I still have the two knives.
 
Added attraction:
I also carry one of those phony example charge cards that come with card offers. Apply white correction tape to the signature box on the back and scribble in the box. Discover's phony card works and looks the best. Even has a black stripe on the back.

They're not as durable as plastic so have to be renewed from time to time if carried in a front pocket money clip.

I figure the card is added bait or distraction if needed. (scenario dependent)

Larry
 
Excellent suggestion on the staples or the serial number on the bills! I could imagine an attempted mugging, and the look of glee on the officer's face when I could give him evidence as good as DNA and fingerprints! :D

I also like the idea of the fake credit cards you often get in the mail with "pre approved" loan apps and the like, although most of them actually have your name on them as part of the gimmick, so a thug out for revenge on your fake clip might be a concern.

I'll have to watch for one of those "loan cards" in the mail that has no identifying info on it.

I can also now see a fake money clip with bogus cards being an ideal front for a pocket holster so it breaks up the outline with something square. Drawing and tossing the money clip right along with something like a Kel-Tec P32 or P-3AT that stays in your hand could be an ideal combo move with practice.
 
AndrewWalkowiak

It's the principle of the thing. I like the distraction technique, but I'm not giving a thug, a drunk, or an over-aggressive panhandler $20.

I agree with you 100%. I read about this technique in one of Ayoob's books - Gravest Extreme, IIRC...

I can see where this might work for some people, but even when Ayoob is talking about this [moneyclip technique] in his book - he immediately follows by vehemently stating that he would only do this under certain circumstances, etc. - almost as if he is ashamed for having just written about it. As soon as I read this part of the book, Ayoob's credibility just sort of fell through the floor with me.

If one wants to throw money at someone because they MIGHT be robbing you, etc. - or even at an overt threat, that is fine. Each person should do what he feels necessary during a bad situation like this, but in my opinion, throwing money at the threat it is just reinforcing the behavior of the bad guy.

This is definately not an option for me. I don't intend to let anyone take anything of mine by force or intimidation. Period.

Obviously, a potential life-threatening situation is something that one needs to be both mentally and physically prepared for, and I would do everything in the world I could to prevent a deadly encounter from escalating - EXCEPT letting the BG completely take over and do or take whatever he wants! This includes a "pre-emptive surrender" by me - that is, wetting my knickers if I think someone is walking in my direction the wrong way, then throwing money at them. This just isn't a sensible way to behave or react.

I almost typed that I respect the decision for someone to use the "moneyclip technique", but I couldn't bring myself to type that. I believe that kind of action is harmful to everyone else that this BG may encounter in the future.

I don't mean any disrespect, and my intention was not to be offensive, but I think that this is an important point. I am also surprised that no one else has alluded to this point besides [AndrewWalkowiak].

Am I missing something here? This type of mindset just doesn't seem...right to me....at all.

If so, let me know why I'm wrong.

TD
 
AndrewWalkowiak,
I was just thinking something along the same lines... on one hand I know it would be cheaper to give him $30 and not have to shoot him (if it were to come to that), but on the other hand, doesn't that encourage the behavior? I HATE just giving them money....

I was thinking of fake bills (but not close enough to be considered counterfit (sp?) )...

also if I had actual money, I'd probably spend it... :)

The serial number (or staple) thing for proof later is pretty good, but still not sure I like the idea of possibly just giving them money. I wonder if there is a smaller cheaper version of a bank type dye marker.... :)
 
If one wants to throw money at someone because they MIGHT be robbing you, etc. - or even at an overt threat, that is fine. Each person should do what he feels necessary during a bad situation like this, but in my opinion, throwing money at the threat it is just reinforcing the behavior of the bad guy.

The technique can do one of two things.

1. It can satisfy the robber who will go on his way.
2. It will "buy" you time to a.) escape or b.) draw your weapon.

Any of the above is easily worth $20 bucks when you consider the alternative.

I agree with you from the moral aspect, but in reality its a good technique when used in the right instances. (Unfortunately, you don't know if it was right or not until its over...if it worked it was right:D )
 
Hello Everyone,

I want to respond to the post from "tadyson" but will have to wait a few days due to a death in the family.

Watch for more soon.
 
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