you got to make sure that they are loaded right on the clip to begin with, and make sure that once they are of the clip you push hard down on the top round
i have an m38, and had some difficulty at first, but i found out that it was do to that cheap surplus ammo, once i started using brass cases i had no more problems, but before i found out that the gun would cycle better, if i firmly pushed down on the top round after it was loaded, the top round should actually be all the way in the magazine after it is loaded and before you close the bolt
if that doesnt help lube the bolt and guides for the the bolt with some gun grease, it also helps smoth out that rough action