So, for those (like me) that don't reload what, if any, factory ammo is available and satisfactory for home defense out of an 18" or so barrel? If the JHPs expand to rapidly at high velocities and don't penetrate and the JSPs overpenetrate what is left? Anything available over the counter? How about the 180 gr Partion Golds mentioned by Rangie? They look like Hollow Points and Winchester describes them as good for thin skinned game such as Whitetail Deer. Any other options?