Paypal-like service for gunbroker?

[BeerSleeper]

I would like to unload a few bricks of .22LR on gunbroker. I would like to take online payments in a manner similar to paypal, but cannot use paypal due to their crappy policies.

Can anyone recommend an outfit for online credit card processing? The one's I have found so far look like they are geared towards people looking for an online storefront. I'm looking at much smaller scale than that.

Any ideas?

 

[Vec]

It's threading on thin ice, but I've had good luck paying people with PayPal with a "gift" transaction and being vague about what it's for.

The seller gets the full amount and I didn't pay any extra as long as it's from my checking account.

 

[PRM]

Your problem with using PayPal against their rules is twofold.

1.. Get caught - you no longer have an account.

2. You forfeit any buyer/seller protections. That means a lot. I got scammed on a Pay Pal purchase for a pair of boots just before Christmas. Ordered, paid for them, and a few weeks later I got a 10 cent rubber pencil in the mail with a delivery confirmation from an unidentified source. Later, when my boots never arrived, I went to the vendors website and it had been taken down. I filed a complaint with PayPal and they responded that the vendor had a delivery confirmation on my boots. The confirmation number matched the number on the rubber pencil (glad my wife kept it). I was refunded my money back (right at $100.00) immediately. You won't get that service if you violate their rules.

Play by Gun Broker/Pay Pal rules and you won't be sorry. A cashiers check or money order only takes a few days to arrive.

 

[BeerSleeper]

I'm not willing to risk the hassles involved with "discreet paypal".

For the time being, I went ahead and listed for postal MO,

I don't think a MO is a big deal to wait for, but I don't want to deter bidders who are looking for online payment. I know when I'm on the buying side I often give preference to onling payment methods.

 

[Hokkmike]

For a while there was a service called "Gun Pal" which was designed to supplant PayPal for gun owners. This is true just as Gun Broker is the Ebay for guns once the"Bay" adopted a no guns policy. I don't know what happened to it. Maybe some enterprising folk out there might want to consider an investment in this area?

I used to have a PayPal account. Properly used it works fine. I made my LARGEST gun purchase ever with PayPal, discreetly of course. They really don't seem to care as long as it is not obvious. They are into making money.

I beat them to the punch and cancelled my account. There are few areas where I can act based on my Constitutional rights and this is one of them. They don't want my gun business? Then, I don't want them.

 

[rjrivero]

There is a new one out there called pistol pay. I haven't used it, but I follow it's progress. If it proves itself, I may start using them. Got burned on Gunpal and am a bit leery.

 

[sansone]

be careful with paypal, they can TAKE funds from your linked bank account if they feel you've violated their rules.. I use a debit card that never has more than a few bucks in the account.

edit; yes I got burned with gunpal also

 

[243winxb]

USPS money order-Priority mail/Flat Rate

For me its easyer to ask for payment by USPS money order. When you pay the shipping cost with the MO there is no charge for cashing it. Bricks of 22lr ammo are heavy. The cheapest way to ship may be Priority mail/Flat Rate.

 

[mjw930]

be careful with paypal, they can TAKE funds from your linked bank account if they feel you've violated their rules.. I use a debit card that never has more than a few bucks in the account.

edit; yes I got burned with gunpal also

+1, although I've never been burned and have had a PayPal account for a very long time I have it tied to a checking account that only has money in it when I fund it for a paypal transaction. Check with your bank, most will allow you to add a second checking account without additional fees if you have one of their more advanced packages. This allows you to make an internal bank transfer the moment you need to fund for a paypal transaction. It may sound like a hassle but you have to cover yourself financially. NEVER attach ANY automated bank draft type payment system to your primary accounts, only secondary accounts.

 

[cowtownup]

You cant ship ammo thru USPS... It has to go UPS GROUND... I shipped 1000 rounds last week across the country and it was $25.43...

 

[beatledog7]

Any such service will have to charge a fee for its service, and that fee could blossom and grow into something like the ebay/PayPal "collusion." Given the heavy regulation of the firearms trade, such a service dedicated to guns would have to charge a lot in any case.

On-line brokering of guns and other items is convenient, but it's not for everyone. Given that we have for decades paid for classified ads in local newspapers, it makes sense that there should be higher fees for reaching a broader buying audience and then creating a means to manage the money part.

 

[AlexanderA]

Some sellers on GunBroker accept only postal money orders. From my point of view, as a buyer, this is a deal-killer. Getting a postal money order is inconvenient for me, and it costs money. I can get cashier's checks from my bank for free. Sellers should be a bit more flexible in their demands (within reason).

 

[BeerSleeper]

For me its easyer to ask for payment by USPS money order. When you pay the shipping cost with the MO there is no charge for cashing it. Bricks of 22lr ammo are heavy. The cheapest way to ship may be Priority mail/Flat Rate.

Can't ship ammo via postal service. Wouldn't want to get caught doing that.

 

[sleepyone]

many people do a discreet Paypal transaction, but if something goes south with the transaction you would probably have to own up to what product or service you did not receive when you open a case.

Several years back before I knew PayPal's firearms policy I sold a rifle using them and they held my money until I signed an agreement and promised to never, ever, ever do that again or else I would lose my money and face charges. They never specified the charges I would face. Since then, I have bought and sold some "things" using a discreet method with no issues, but I have never had a problem with a transaction either. It's probably just a matter time before I get burned.

BTW, the gift transaction choice charges a fee to the receiver AND the sender.

 

[sleepyone]

Can't ship ammo via postal service. Wouldn't want to get caught doing that.

That really stinks too.

I don't know how you would get away with it. Ammo has that distinctive sound when you juggle the contents. I guess you could wrap each round individually!

 

[BeerSleeper]

Pistol pay looks promising. It seems rather "paypal-like" in that it requires both the seller and buyer to have pistolpay accounts. That's great for something with massive presence like paypal (who buys online and doesn't have a paypal account?), but for a relatively uncommon thing, it doesn't help me if none of the bidders have accounts with them.

A payment gateway that could just take a credit card from anyone without requiring an account set up would reach a broader audience, but the ones listed on gunbroker's page seem to be geared more toward businesses than private individuals simply wanting to sell a few things.

I think I will be trying pistol pay.

 

[OilyPablo]

Interestingly I just signed up for PistolPay. I'll keep you guys posted.

Fees. You agree to pay PistolPay a fee for providing the financial intermediary services set forth in this Agreement. Upon completion of the sale transaction as set forth above, you willingly and irrevocably agree to payment of the fees set forth in this paragraph. The fees charged by PistolPay will be split equally between the buyer and seller in a any transaction. As such, a buyer will have their credit card or bank account charged with the Payment Principal Amount, plus the buyer’s share of our fee. Likewise, the seller in any transaction will receive the Payment Principal Amount, less the seller’s share of our fees. All fees are non-refundable and will be considered earned by PistolPay in all respects, and all contingencies will be treated as having been satisfied, upon Completion of the Sale Transaction as defined above. Any requirement, by a buyer or seller, that the other party be responsible for a specific portion or all of our fees shall not be binding on us. Such must be agreed upon and incorporated into the buyer and seller’s terms of the sale of the item, and the Payment Principal Amount should be adjusted to reflect such agreement of the parties. Pistol pay will charge each party to a transaction, namely the buyer and seller, a percentage of the Payment Principal Amount in accordance with the fee schedule in effect at the time of the transaction.
Since PistolPay’s transaction costs vary depending on the type of payment made by the buyer in a transaction, and because Pistolpay is committed to provide its users with the best lowest transaction costs possible, the fees charged to the buyer and seller by PistolPay in a specific transaction will fall into one of the following two categories:

Credit and Debit Card Transactions:
For transactions involving payments made using s buyer’s Credit Card or Debit Card (Mastercard, Visa, Discover and American Express based payments), Pistol Pay will charge the buyer 2.7% of the transaction value, and will charge the seller 2.7% of the transaction value, for a total transaction fee of 5.4%.

ACH Transactions:
For transactions involving payments made using an Automated Clearing House (ACH) direct debit transfer from the buyer’s checking or savings accounts, PistolPay will charge the buyer 1.6% of the transaction value, and will charge the seller 1.6% of the transaction value, for a total transaction fee of 3.2%.

 

[BeerSleeper]

I like the fact they split the fees between the seller and the buyer, although I think the total they are taking is a little high, but I suppose if I can recoup that cost with higher closing bids, it's worth it...