Odd
I do many searches and stumble across all sorts of stuff. I've very noticed any higher mention of kaboom in 40 S&W than others. That said, I haven't been looking though.
Also in all of the cases that I've come across mention of ANY kaboom it was due to someone screwing up in some way.
OP mention "factory reloads". I don't know about others but I just don't see the value in such ammo. But then again, I'm frugal (not cheap), and I also don't see the value in steel ammo. But that's leaning toward another thread.
Anyway, Like all things OP needs to decide if the risk is worth the reward. Personally, my feeling is if OP is following safe practices then the risk is low. It will never be zero as all kinds of things can go wrong, but it's OPs job to be safe and to limit the risk. If he can't or doesn't feel safe then he can choose to use factory ammo and accept the risks with that, or he can choose not to shoot 40.
I was watching a reloading video yesterday and the Youtuber seemed to be obsessed about velocity while claiming to be interested in accuracy. He didn't zero his calipers, and blew off the seating being a different length, then wile "testing" the ammo started adjusting his scope 3/4 of the way into his test,
I mention these as this isn't the first video I've seen by this person where they seemed to have sloppy practices. The person has a decent following, so if OP is one of his followers then maybe they should step back and relearn how to be safe. And not to obsess about velocity and instead focus on making good safe accurate ammo. If OP follows good practices then I didn't see an issue. But again, only they can decide.