I have been reading this forum for two months now, researching a .45. I have decided on a Springfield gun. I was leaning towards the 5" Mil-Spec but now am wondering about the Loaded model. (Cannot buy anything until next spring anyway). I have found a Mil-Spec for $570 at a retail shop. What is the typical price difference between the two models. This gun will be used mostly for target practice, but I will occasionally want to carry. My questions is this: should I spend the extra money for the loaded model? Why? Thanks!