Time to rebuild the collection...

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Congratulations on getting out of debt. More people need to do that. Build your emergency fund to avoid being forced into debt again.
A lesson I've learned with regard to firearms is to buy good used guns. They tend to hold their value well, and are not hard to sell for what you have in them should that need arise. The only guns I've ever lost money on are the ones I bought new; in contrast, I've made a few bucks on good used guns.
Your collection is modest but very functional. From my perspective, what's missing is a good centerfire rifle in an intermediate cartridge ... .243 to .30-06. My approach would be to look for a good, older Remington 700. Excellent rifle that holds its value well.
 
That's why my next purchase to rebuild the collection will be a Marlin 336 in 30-30...

Here in Maine we don't need to take extended range shots, and I wouldn't feel comfortable taking more than a 300 yard shot at the very most, plus I love leverguns.

Yes I know I *should* get an AR, and I will at some point, but right now, I'd get more functional use out of a 30-30...

Although, we've been having coyotes and coy-dogs getting closer than I'd like to the house, last night I'm pretty sure there was one near the chicken barn, easily less than 100 yards away, one of the many reasons I always have my CZ-75 on me at home, sure a rifle would be better, but the CZ-75 is more convenient, for coyote issues, I'm sure either an AR or Marlin 336 would get the job done.
 
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