I like the XDs, and like Possum, one of mine has around 11,000-12,000 rounds through it, so I don't discount the reliability of these guns. With that said, like everyone else here is saying: try before you buy.
For my take:
1) I like the XDs, but their triggers have a long reset and the bore axis is high (but no higher than a Sig's). However, they are reliable and I like the grip angle. The 5" tactical models shoot better for me.
2) Glocks, best trigger I have felt out of the box for a polymer pistol. But its the grip angle that gets me, and on the older models, the pseudo-finger grooves that I don't like. Shoots well though.
3) M&Ps, as others have noted, you should take a look at. Really nice, comfy grip and a low bore axis. But, it feels a little looser in the hand (wobbly with more play between frame and slide, unlike an XD or a Glock). Also, the trigger on mine was gritty and a little stagey originally so that it was less consistent of a trigger pull than either the XD or Glock. I also had to send it in to have the extractor tuned since it was dumping brass on my head. The good news is that S&W took care of me and it was returned quickly without a problem afterward.
Take a look and figure it out. Lots of good choices these days.