I have both. They are both great rifles for their price. My CZs shoot a little better than the Savage, but all 3 see a steady diet of federal champion rather than the good stuff where the difference really shows. The build quality of the CZ is steps ahead of the Savage, regardless of the stock on the Savage. I like both brands equally well, but if you can afford the extra cost I think the CZ is the better route to go, though you have already purchased so it doesn't make much difference now.
As for a scope. Well on $200 and at least 14x I would look at used. The Mueller APV gets in on that price range and its an ok scope. I have one and it has done fine. It is a cut above the average China made scope but not on par with Japan, USA, or Philippine made scopes. I would also look at the used Simmons 44mag or WTC scopes. These were Philippine made scopes and of decent quality. You can find them for a decent price today. Watch out for any newer ones that aren't Philippine made as the Simmons switch the China was a huge drop in quality. Other than those I really can't find a scope I would pay for that hits 14x for under $200. Watch Cabela's internet website in the bargain bin. Every once in a while they put their Alaskan guide line on clearance. These scopes are Japan made in the same plant as Sightron and seem to be a good deal at their regular price and a great deal on clearance.