D.B. Cooper
Member
- Joined
- Oct 2, 2016
- Messages
- 4,400
(Minimize exposure by carrying as little as possible.)
I must have missed this earlier.
WHAT????
There is some logic in his statement. When thinking of insurance, one thinks of potential for loss. If one never carries a gun, one is at very low risk of winding up in court for using a gun to defend oneself.
Of course, you have to balance that against the risk of becoming a victim of violent crime, and even still, one has to weigh the potential losses of either a.) taking the beating and allowing oneself to be a victim of violent crime, vs. b.) defending oneself and allowing oneself to be at the mercy of the legal system.
Which of the above two scenarios carries a.)the greater probability of actually happening vs. b.) the greater risk if it happens?
Really, it's not unlike doing evacuation drills. We don't do evac drills because it is probable that we will need to be able to evacuate the building; we do them because of the high risk of potential loss of life if we don't do them and one day need to.
One does not purchase carry insurance because of the probability of being in a lethal self defense event, which is extremely low. One buys carry insurance because of the potential for great loss if one is ever involved in such an event. Most people will never need it. (And let's be honest: if most people did need it, it would either be prohibitively expensive or the companies would go bankrupt.)