Carry Insurance

[Kleanbore]

I have a million dollar general purpose liability umbrella on top of my home owners and auto insurance. All policies are from the same big company. I have been told that the umbrella covers me for any legal pupose anywhere in the country, with one exception: For some reason they will not cover anything that happens if I drive my car on a race track. If I ever need this umbrella, I would have to use a lawyer acceptable to them, whose first goal might be to protect the company.

Most states, and common law, prohibit insurance companies from covering intentional acts.

Self defense is an intentional act.

One may not insure against damages from same.

"Carry insurance" is not insurance--it is a prepaid contract for legal services.

 

[Bacon buster]

Some of the companies require you to shell out the cash first and others don’t. To me that’s a big deal. Look into us law shield. I have never used them nor do I know anyone who has. How ever when we were looking into it it was one that caught our attention