Either one is subject to fraud. For deposits, my credit union won’t credit my account until a certified check clears, same as a personal check. They’re both just fancy paper.Someone doesn't know the difference in a bank check vs personal check.
Either one is subject to fraud. For deposits, my credit union won’t credit my account until a certified check clears, same as a personal check. They’re both just fancy paper.Someone doesn't know the difference in a bank check vs personal check.
What carrier does shipmygun use????I use ShipMyGun.com for the shipping labels. I have to ship a gun out to my buyer this coming Tuesday at 3 PM. I can't use the normal UPS Store for firearms. Here in Lawton, Ok, I have to use the UPS Hub and that stupid thing is only open 3-7 PM, M-F excluding certain holidays like Presidents Day. If only the UPS Store would accept guns, I could have shipped the man his gun this morning. $49.01 to ship a silly little handgun (about 4 pounds package weight) from SW Oklahoma to Hamburg, New York. The buyer paid for this of course. When I have shipped long guns, they only charged about $25.00. I think UPS and FedEx use the pricey overnight or two-day service for handguns and the long (cheaper) ground rates for long guns. A non-FFL cannot ship handguns from the post office.
What carrier does shipmygun use????
bouncing a check nowadays will cost you dearly
USPS money orders are faked quite often. They buy a real money order, wash the amount and print over a larger amount.
Anything can be counterfeited. Thats why a seller should only accept payment in an easily verifiable form of payment. No matter whether its a money order or bank check you should verify the validity before depositing in your account.
Bank checks (also called cashiers checks) are drawn against the banks account.
Certified checks are drawn on the buyers personal account and the bank will put a hold on the amount of the check because they guarantee those funds will be there.
Money orders (no matter who sold them, are guaranteed funds) There is no legal difference between a USPS vs MoneyGram vs WalMart vs 7-11 money order. Ease of cashing depends on which one you bought.
Personal checks are drawn against the buyers personal account and nothing prevents him from depleting that account the day after you deposit his check.
To the tune of 30-60 bucks plus some ding credit scores.And yet people do it all the time.
If there is no money in your account..all they do is block you from using PP for a long time..8f not forever.I’ve used PayPal direct friend/family to friend/family to email accounts.
To the OP. How would PayPal retrieve monies once transfer was complete and the monies deposited in your bank account. ? They were private sales however.
Personally IMO if they some how knew it was a gun transaction, beyond cancelling your account, what could they do. Mind you I have no monies deposited and beyond a few favorite Patron accounts I pay monthly nothing much else.
And checks, no matter whether bank check or personal check have also specific statutes about counterfeiting, fraud, etc.I would not say there is no difference, Postal Money Orders have specific statutes about counterfeiting them, etc.
Which has nothing to do with anything. Comparing the customer service of a run of the mill branch bank vs the post office? Give me the convenience of walking into a nice smelling bank vs a post office with a line to the door, government employees and a notoriously poor attitude.The post office is not the same as a run of the mill private entity.
I know several gun dealers who have had their PayPal accounts frozen with several thousand dollars involved. When you sign up for PayPal, Venmo, Square, etc you voluntarily agree to abide by their policies and their means of arbitration. If you violate their terms they can and do keep your $$$$ and you have no recourse.I’ve used PayPal direct friend/family to friend/family to email accounts.
To the OP. How would PayPal retrieve monies once transfer was complete and the monies deposited in your bank account. ? They were private sales however.
Personally IMO if they some how knew it was a gun transaction, beyond cancelling your account, what could they do. Mind you I have no monies deposited and beyond a few favorite Patron accounts I pay monthly nothing much else.
Not for long.................https://www.nbcnews.com/business/bu...aft-fees-drop-bounced-check-penalty-rcna11869bouncing a check nowadays will cost you dearly
Don’t.....face to face. That is how I have operated for lo these many years....and it works.Both Venmo and PayPal don't allow firearms transactions. Personal checks are not very secure and they can bounce and you can get hit by your bank for a returned check fee. Debit and credit cards are for dealers, merchants. This leaves money orders. Is there a PayPal-like online payment service that is trustworthy and gun-friendly both? I just received a USPS money order from a gunbroker buyer yesterday. I deposited it at my bank today and it is being held for a couple of days before the total amount of the money order becomes available to me. I read about GunBrokerPay but I don't trust it. It asks for your username and password to your online banking to link a checking account with it. No, I don't want anything to do with it. GunBrokerPay is only good for GunBroker.com anyway.
Money orders are time-consuming and some buyers complain about having to pay with them. People complain about having to wait in line at the post office to buy one. I had to wait 20 minutes in line this afternoon to deposit my buyer's money order because the ATM won't accept money orders for deposit. The bank teller told me that these money orders are printed in such a way that ATM's can't read the dollar amount of them like an ordinary check. I can't deposit MoneyGram money orders at my ATM also. The money order industry doesn't make their paper products ATM-readable. My bank put my money order on hold. I was told the funds might be available in full tomorrow or Tuesday because Monday is a holiday. I have to explain these hang-ups to my gun buyers via email. I won't dare ship a gun out until I have secured the buyer's money in full.
There must be a smart, fast, convenient and secure way to do online gun transactions.
I use ShipMyGun.com for the shipping labels. I have to ship a gun out to my buyer this coming Tuesday at 3 PM. I can't use the normal UPS Store for firearms. Here in Lawton, Ok, I have to use the UPS Hub and that stupid thing is only open 3-7 PM, M-F excluding certain holidays like Presidents Day. If only the UPS Store would accept guns, I could have shipped the man his gun this morning. $49.01 to ship a silly little handgun (about 4 pounds package weight) from SW Oklahoma to Hamburg, New York. The buyer paid for this of course. When I have shipped long guns, they only charged about $25.00. I think UPS and FedEx use the pricey overnight or two-day service for handguns and the long (cheaper) ground rates for long guns. A non-FFL cannot ship handguns from the post office.
UPS and Fed Ex do offer to pick up items from you.
Sign up for an account.........
The problem with a USPS mo is most of the times the PO does not have enough money to cash it!
Of course there is. Credit cards. Either don't do business with sellers that don't take a card or resign yourself to the surcharge. Other than that your personal credit is smart, fast, convenient, secure and protects you from seller default. I don't know why such a big deal needs to be made of it....
There must be a smart, fast, convenient and secure way to do online gun transactions.
Why i don't and never will take personal checks. They are an archaic form of payment and i see many businesses that will not accept them anymore. Two major supermarkets here are scanning check writers drivers licenses and have special lines for cash or credit only. My bank charges a fee per check to print them and soon to use them. The time to write a check usually results in grumbling/comments by those in line at the checkout counter too.Not for long.................https://www.nbcnews.com/business/bu...aft-fees-drop-bounced-check-penalty-rcna11869
Agreed. Credit card is the way to go. I'll pay the 3.5% or whatever and chalk it up to the cost of doing business.Of course there is. Credit cards. Either don't do business with sellers that don't take a card or resign yourself to the surcharge. Other than that your personal credit is smart, fast, convenient, secure and protects you from seller default. I don't know why such a big deal needs to be made of it.
Agreed. Credit card is the way to go. I'll pay the 3.5% or whatever and chalk it up to the cost of doing business.