Budget handgun 24/7 any good?

I am looking for an quality handgun for a reasonable price, I tried the Sigma and after several bad experences and my friends blowing apart in his hands I decided it is time for somthing else. I know I like the Springfeild XD and Colt 1911s but they are a little out of my range at the moment, should I pick up a 24/7 or try to save up for an XD/1911?

Anybody tried one in a 40 S&W? Nothing aginst the .45 but I feel that the 40 hits just as hard and has 2 to 3 more shots in the mag.

Too true, but according to the FBIs shootout data the .40 S&W has a higher one shot stop % and drops the bad guys faster, mind you the differences were very slight when comparing premium bullets. The 40 packs 9mm speeds and near 45ACP bullet weights, the caliber of the bullet going in makes little difference. Anyone wanting proof of that should see the wounds my tiny little 6.5x55 makes on deer absolutly astonishing, bone fragment and liquified organs blown out the silver dollar sized exit wound. Kenetic energy, bullet mass and bullet construction make all the difference. Wound canals are usualy much wider then the expanded bullet itself especaly in high speed bullets like the 40 S&W/10mm. Combine 45 cal/bullet weight and 357 mag speed and you have the .454 which will quickly drop a mature brown bear or turn an attacker's vital organs into a gel like substance

Well it is $315 here, no background fees just a regular sales tax, and I would not consider it if I thought I would want to trade out of it in a month. If that were the case I would no doubt save the extra $$$ and buy an XD which by the way is the most accurate semi auto I have ever shot. I would tell you the groups I shot but nobody would beleive me. Truth be told that kind of accuracy is not really needed in personal defence situations. The difference between a 7" group at 15 yards and a 2.5" group at 15 yards means a hill of beans at 7 feet where most shootouts happen. Reliability is everything in defence.