Sounds like someone needs a reality check. The guy lives in Prescott, in the same town as JG Sales, who has lots of decent guns and great prices on new, used, and milsurps. When you think you need a gun, your preference for caliber and pistol size is diminished when your budget doesn't put you in the ballpark, let alone the same area code as what you want. The Hi Point is a great firearm for the price, but you say you're looking for something to CC, which makes sense since AZ has constitutional carry. You can't afford a .45ACP 1911. A Hi Point is certainly not a 1911 and if you're against getting one for your purposes then you need to reconsider your caliber. Especially if you thinking of using it for weekend shooting. A few weekends of shooting .45 ACP could easily cost you a couple hundred alone, depending on what you call weekend shooting. Go over to JG and look at the Tok's (great round, pistol modeled after the Browning designed 1903), the Makarov pistols (both the CZ and the other offerings) and maybe a Bersa in .380, all of which work fine for stopping people, despite what some individuals you encounter will tell you. I've said often that if it came down to buying a gun on less budget than I previously have (I own a CZ 75B, hardly an expensive handgun), I would pick up a CZ 82 - double stack magazine, excellent ergos, extremely reliable, a little over $200, and ammo is pretty cheap. Forget the .45 and get something you can not only afford right now, but something you can afford to shoot and become proficient with. It will cost you almost exactly half of what a bottom-end 1911, will cost nearly half as much to shoot, and if you still think you need a 45, all the money it will save you in the long run will put that 1911 RIA in your hands. Or, just save your money now and wait instead of buying something you really don't want or like.
FWIW, I have owned several pistols in several different calibers and I still want a CZ-82.