FWIW, I own the XD-40 SC and love it. I honestly believe I shoot it more accurately than all my other handguns, excluding maybe my full-size 1911. Maybe it's just because it fits my hand just right, maybe it's because I've owned it for longer than most of my other handguns and have therefor shot it more, maybe .40 is just my caliber, I don't know. But if I were to pick up 1 handgun to make 1 hole in 1 target quickly and accurately, I'd choose my XD-40 SC. You wouldn't be disappointed with either, though.