In my area, most gun shops charge an extortionate transfer fee. $50 is the cheapest I've been able to find with $100+ being fairly common. I'm wondering if someone could potentially set up a sort of transfers only gun shop. By not purchasing an inventory and finding other creative ways to keep overhead ultra low, someone could potentially undercut the prevailing transfer fee and still turn a profit. Additionally, here in California, a classist new gun law kicking in on Jan. 1 will require all online ammo purchases to be transferred through an FFL (I know ). Word on the street is that most FFLs who hate the existence of online ammo purchases will charge the same extortionate transfer fee for ammo orders that they do for firearms, plus a storage fee. It seems there might be a business opportunity for someone who can charge, say $20 for a transfer and offer 2 days free storage. There must be laws or other factors that prevent such a business from existing, right?