I have a bunch of friends that love the 3rd. gen Smith semiautos; I once took a borrowed 5906 to the range, shooting (admittedly crappy & dirty) GECO 9mm; the thing FTRB'd on me like crazy. The gun obviously needed the talents of a good armorer, but a jammed gun can spook you. I think a lot of the 3rd Gen S&W semiautos are ammo sensitive compared to say Glocks and Sigs, but this is strictly "MHO".
If you are willing to train with it, the S&W 3913 like my friend has is a decent CCW, although I would prefer it with 10+1 cap, a spur hammer, and a spring loaded decocker (only) on the frame. In other words, the same manual of arms as my Sig P228, which shoots anything I care to feed it all day. A lot of it is a matter of just getting used to the difference in the manual of arms; If I wanted to train with the 3913, with the intent of carrying it, I'm sure it would work just fine. But the Sig already works fine for me, so why switch? (i.e., if it ain't broke, don't fix it !)
However, if you want absolute reliability get a S&W Model 60 or 686 wheelgun!