I have both the Keltec P-11 and P3AT with belt clips. Have used both for years with and without holsters,..all without issue. Never dropped a gun with them,..and never shot myself or anybody else in the keister, I generally carry them with the clips at 4 o'clock IWB,.....have the P3AT there as I type this in fact. Each to their own. But,..if you have never tried it,..please don't knock those that do. But,...flame away if you must,.... and if it makes ya feel better.