BitterrootValley Ammo Company's 148-grain Wadcutters?

[SFsc616171]

Hi! When wadcutters are suggested a s a personal defense round, has anyone found that the BitterrootValley Ammo Company's 148-grain load, travelling at a reported velocity of 875 fps, sufficient for their needs? I remember Mas Ayoob stating that a round traveling between 750 - 850 fps would work, and that the late Jim Cirillo stated that a moderate velocity wadcutter would work. The firearm in question of use, is a J-frame style snubby in .38Special.