Whatever you do, please consider not buy the Hi-Point handguns.
Why?
1. Cheap Materials. They are made form pot metal, minimally designed, oven baked-on finish like they buy their materials from Brownells. And you get what you pay for. If you are going to use this gun for many purposes, I can't see it taking thousands of rounds and especially a lot of the hotter self defense loads. Longevity is questionable.
there is a following here - many newer shooters, shooters on tight budgets, guys looking for just another gun to collect, or guys looking for a tackle box gun. Some outfitters apparently give them to their clients but if you investigate further, they give you the Hi-Point and carry something else for their own protection.
2. It is probably the number one brand of gun used against LEOs.
As a professional and in my private life, I support LEO and their agenices. I refuse to buy the same brand of gun used by thugs, criminals, burglars, and rapists:
http://www.wkyc.com/news/news_fullstory.asp?id=30483
3. Poor Legal Defense In Shooting Situation. On the other hand, if you ever do get involved in a justifable shooting where you rightfully shot and killed a burglar threatening to rape or kill your wife or children, from a defense standpoint, we can better defend you when you say used the same gun and ammo that my local, state or federal LEOs carry.
Carry the Hi-Point and the prosecution or the plaintiff's family will argue you are carrying a gun jsut like any other criminal. It's wrong but that's what the jury will see and perception can cost you your house, your marriage, and your entire savings.
4. They Have A Following. They do get some good reviews - but then again - so do many other dawg guns. They just won't publish the review if it's too harsh!
http://www.shootingtimes.com/handgun_reviews/hipoint_100605/index2.html
http://www.gunboards.com/forums/topic.asp?TOPIC_ID=11811
http://www.defensereview.com/modules.php?name=Reviews&rop=showcontent&id=23
http://www.thehighroad.org/showthread.php?t=145186
Anyone looking for an inexpensive gun is better off with a Mak or a Kel tec or a used Kahr in the $300 and under range.
What Gun To Get?
In the $200 range, I would only get a Kel Tec or one of the imports like the Maks or Stars or a used revolver. As to the KTs, I carry the KT P-32 and had some QC issues with it as Accurate Plating thickly hard chromed my slide from the factory and KT QC let it pass. They replaced my slide and after my own fluff and buff 4K rounds of ball and JHP and even the WWII surplus ammo - reliable. And you have some huge ktog.org user groups to help you tighten it up.
OR
Even this is better than a Hi-Point:
Never discount a dog on its size. Ask dog trainers, some of the meanest defense dogs are the muffin-sized ones!
As a matter of crime prevention, any dog - even a little foo foo muffin dog can bark and scare off would-be prowlers or opportunists. My dog barks and I listen. Flashlight and handgun ready. a dog would buy you precisou time in the event someone is on your property or near your window. Stopping them before they get into the house is the key.
Save a life and get a friend. and you can just carry the pistol for CCW and additional HD. But the dog buys you additional time at a minimum.
But skip the el cheapo thug guns.
Proclaimed #1 Hi Point Basher