Well, if you do a search around here on Charter Arms .44 Bulldogs, you'll find some depressing owner feedback. The .38 Undercovers seemed to be better in this regard than the .44's ever were ...
Mine was one of the unhappy stories ...
I owned two 3" .44 Bulldogs ... a blued & a stainless.
The blued one wasn't as reliable as I'd have preferred, and didn't like to consistently print with much of anything ... but at least it would fire most of the time.
The stainless model just wouldn't function. The cylinder would lock up in both dry-fire and actual firing. I returned it to the factory 2 or 3 times ... I can't really remember anymore ... and had some pleasant conversations with folks at the factory that sounded interested in my problem ... but that's about as far as it went. Each time the gun was returned it still had the same problem. The last time i picked it up right out of the box and tried to dry fire it ... It didn't make it all the way around the cylinder.
I traded it in to the same gunstore that had handled shipping the gun back each time, and explained that it definitely had problems. They had a bored gunsmith, and were willing to accept gun in trade anyway.
I'll never own another one, and wouldn't accept one as a gift. If the store tries to pay you to accept the gun, make sure you charge them enough to buy a functional gun somewhere ...