I was an IWB or shoulder holster guy at my old job, but since it was the county prosecutor's office, a gun on the belt was almost expected. When I came to the new job, concealed at all times was the rule. I started to pocket carry my Smith 649 (all stainless old-style .38) while I saved up for my "solution" for carrying without a coat, an ankle holster. Two years later, the money for the ankle holster is long forgotten, and I pocket carry daily. Now I'm saving for an Airweight. The all-steel isn't bad, but an Airweight would be better.
BUt don't forget the Speedstrips for reloading!