I recently picked up a Phantom from Bud's while it was on sale ($451). Also my first handgun, not counting a loaner S&W model 41 which I shot a long time ago. Very happy with it. DA trigger pull is long, heavy, stagey and gritty. SA is better, but with a two-stage feel, but both are getting better with use. Grip feels very good. I've been shooting just SA, but dryfire DA and SA with snap caps. Good for the range and also home defense with the right ammo (Federal HST for me). Federal Champion FMJ has been shooting fine so far.
I would consider some of the other CZ75 variants, too, because you can get the Kadet .22 conversion kit for most of them and shoot a lot cheaper with the same feel. It's not designed to fit the Phantom, however it can be made to fit, sort of.