if you have insurance...
In my burglary in the '80's, I thought I had good homeowner's insurance. Turned out...not so much.
Some policies put limits on personal property like you would not believe. It would really be to you advantage to make a generic list of your valuables, especially jewelry, coins and firearms...and ascribe a value to each one, take or send it to your agent and learn what to expect if, God Forbid, you should suffer a catastrophic loss.
Here is an example of what my company allowed me, the adjust said he was being generous...but I did not agree.
O/U English Engraved 12ga...value, $1,500, he allowed me $200
Colt Series 70 .45 with $1,000 worth of custom work, he allowed me $200
S&W Custom Shop Mod. 29...$200, Model 27, 200, Model 25 Cent. 44-40, 200
Model 19, ...$100, Model 14, 100, Model 65, 100, Model 66, 100...I'll stop, I am getting sick all over again.
I honestly felt like I was RAPED twice, once by the burglar...and then the adj.
If you have insurance, get in writing what they agree the value of each item is...if you can. Agreed values will save a lot of hassle, and nobody has a receipt for the special rifle grandpa gave you in 1960, or the AR you picked up at the gun show...etc. Log book, serial numbers, where obtained and when, snapshots, and video log protects you from scumbag-low balling.
Check for off-premises coverage and limits...yes they have 'em! Find out!
Low cost firearm policies are available, some through the NRA and other private companies.
Don't expect the police to help much...some now-a-days will not even come out to the scene for a burglary, and may require you to come in a fill out an incident report..."For Insurance Purposes Only." I knew who robbed me, had witnesses and everything. He was never questioned and due to sloppy input of the stolen items information on the system...none of the 27 weapons were ever recovered in 30 years so far.
The drug addict still lives in the old neighborhood, and I heard someone shot him during a home invasion...he is suing the homeowner now. Go figure!