do you guys use layaway?

Status
Not open for further replies.
R

rioalumni05

Member
Joined
Dec 25, 2006
Messages
110
Location
southeastern ohio
i know i get pretty excited to bring home a new gun, but sometimes you just come across a deal.. maybe you dont have to have the gun right then and there...well for the last month or so ive put a couple guns in layaway at local pawns. i mean i have $ i could buy them, but why cut things close when you dont have to.. its pretty much a 0% interest way to buy guns....today for example i stumbled across a nice little ruger 10/22.. yeah i have a couple of them already, but the price was right, it was a little different than the ones i own now, and it was already scoped and very clean almost new, and well it doesnt hurt to have another semi auto in the collection... minimum payment to lay it away was $30...do you guys use layaway, or do your shops offer it?
 
I use it all of the time at my favorite toy store. Ninety days to pay, but it never takes me that long.
 
Two month layaway at my favorite shop.

I use it all the time due to being a poor starving college student. If I feel hungry I don't go, if I've had a big breakfast I wander down their to make my weekly payment :p
 
All the time---great when I come across a good deal or something unique and don't have the cash---which I never seem to do.
 
"Layaway" is paying ten or twenty percent down on an item and using the next sixty to ninety days to pay the item off. No interest. I like it.
 
Yes, I do it all the time. Easier to stretch the payment over a couple of weeks and make it easier on the wallet.
 
Layaways

Lawaways are great. I have 90 days to get my SKS out. I just like this junkyard dog of a rifle. Put 1/3 down and hope to get it out in 1 month. Just need to keep my priorties straight. Neds, wants and not pissing off the wife.
 
Yep, sometimes something will come in stock that a shop doesn't normally have.. or I don't have the funds, but will in a week or two.
 
Wish I could but I have no patience so I always end up tossing the credit card on the counter and walking out with gun in hand:uhoh:
 
I do, but only to stake a claim on a gun untill I can get to some cash and someone else doesnt come along and snag it. gun dealers love cash, theyll take a check but youll find youll get a better deal with good oll green backs.
 
i drive an hour to the "local shop" i dont like them they have bad customer service and prices are a shade high but thier lay-away plan is 10% down and 10% a month.

as ive said i dont like them but if there is something i really want but dont have the cash for i do go there.

thankfully there arent many guns i want that i dont have.
 
"If I can't pay for it now, I don't need it." Actually that was my fathers voice but I still live by it.
 
Cash is king... and a king that is spread all over the place in pieces isn't a very good king...

So, no, i don't to lay away... I stuff my "gun fund" cash in the safe until it's big enough to go get what i want all at once.
 
Driving to the gun store 3 or 4 extra times to make layaway payments is going to cost way more than just paying 2 months interest on a credit card. And that doesn't even include the cost of the hours wasted. If you bought a $500 gun and used a 12% interest credit card, it would cost you less than $10 interest.
 
I use it. The shop isn't out of my way from my daily drive, and I'm also in there regularly to shoot the poop and look around. No extra effort needed to make a payment. Plus, I don't have a credit card anyway.
 
We have the one handgun purchase per month rule in California. Sometimes I use layaway to purchase two pieces at once. DROS for second gun has to wait a month.
 
I'll quite often put a bigger purchase on a card at the end of the month.

Bill comes a month later and than you have another 3 or so weeks to pay it off without paying interest.

I put almost everything on my Cabelas card and just always pay it the balance.
 
I have done it in the past, for economic reasons. Got the son out of college and law school so that's no longer a problem so it has been a few years since I have used lay-a -way. It was nice when I needed it.
 
Have even requested and gotten layaway from 2 sellers online. I paid up way ahead of time and guns were shipped no problem.
 
Status
Not open for further replies.

Similar threads

G
  • Locked
Layaway at Gun Shops
2
Replies
38
Views
7K
Steve CT
S
D
  • Locked
Ruger No. 1 .30-06 Centennial
Replies
2
Views
1K
owlhoot
O
F
  • Locked
Stay away from Marlin 1895 .45-70s...
2
Replies
32
Views
6K
TonyAngel
T
Reloadron
  • Locked
Guns on Credit or Layaway
2 3
Replies
56
Views
3K
AlexanderA
A
W
  • Locked
Explain to me the cetme
Replies
14
Views
1K
Feanaro
Feanaro
Back
Top