surely no one disputes shrouded/DAO for pocket carry, what's to dispute ??
but for OWB, choose whatever suits you, including your manner of dress, option or no option
hitting fast and accurate doesn't come free, it comes with practice
pro competition shooters in both SA and DA disciplines ought be proof enough that skill is not packaged with the hardware
much is oft repeated about "accidental discharge" in SA mode
(otherwise known as operator error, not hardware error)
if you are not ready to kill, don't point it at anybody you are real real serious about killing, much less cock the hammer
if you must do either or both, do your very best to kill, "thinking time" has already elapsed, and warning shots belong in hollywood scripts
not a real good notion to put your finger on the trigger if not real sure of what the target really really is, and what your irreversible intentions are, much less cock a hammer
"When would one need to cock a .38 snubby in a defensive situation?"
depends on how long they stand still, maybe
some nutjob with a hi cap mag Glock slips off the edge of the flat earth, be it Lubbock, Texas. or elsewhere, and starts dumping rounds into anybody/everybody in a crowd standing within easy sight...
if he is pointing in my direction, DA as fast (?) as I can go
if he is pointing it away from me at some little kid surrounded by 47 other bystanders, my 1st round out of OWB is going to be SA, and DA after (if the kid is not in line-of-fire) until I am empty or dead or he is, nothing accidental about it, either way.. may god and others forgive me if I miss the 1st shot, off target on next shots, or just too slow
If he is John Wesley Hardin, I am a dead man either way, SA and/or DA
we all would be happier people today if somebody in Arizona had a snubbie, and had enough practice time to hit with it, SA or DA, fast or slow... even the very best of speed comp shooters are not that fast dumping 15-31 rounds
only part of this repetitive debate that never made any sense to me, is owning a SA/DA and not seriously practicing both
if it swings both ways, shoot it a lot, both ways
if unwilling to put similar round counts downrange both ways, you don't need both ways, pick one, and double up on your round count "that" way
I like options, but hope I never have to choose just one