Firearm Insurance Recommendation

[James K2020]

I'm looking for an insurance carrier that specifies in firearms. My home policy just won't work anymore. Any recommendations for a quality company that has good no nonsense coverage for a reasonable price are appreciated. Primarily handguns with a few shotguns.

 

[ColtPythonElite]

I use Eastern Insurance.

https://www.easterninsurance.com/insurance-quotes/personal-insurance/historic-firearms

 

[Spats McGee]

This isn't really a Legal question, so I'm sending this thread to another forum.

 

[James K2020]

Sorry, wasn't sure which forum was correct.

 

[James K2020]

I use Eastern Insurance.

https://www.easterninsurance.com/insurance-quotes/personal-insurance/historic-firearms

Thanks, I'll request a quote.

 

[Elkins45]

The three most commonly mentioned here are Eastern Insurance, Collectables Insurance and the NRA member policy from Lockton Risk. Based on my experience they are listed here in ascending order of cost, with the NRA policy being way more costly than the other two.

I had a Collectables policy for several years and then switched to Eastern because their rates were significantly lower. Thankfully I have never needed to file a claim with either company so I can’t offer any data on how they handle claims.

Since the link for Eastern has already been posted I’ll drop the one for Collectables in as well: https://collectinsure.com/

 

[Remington1911]

I just re upped with Lockton a few weeks ago, I will try to remember this thread when it comes time to renew again. I have a feeling most on here have enough guns to overflow the "sporting goods" area most home owners ins covers. I think in my case it was $1200. That is really easy to do in just one gun these days.

 

[N555]

I use usaa. But that's not for everyone.

 

[Ignition Override]

USAA.

 

[CapnMac]

Eastern is pretty good. Never needed it [knock wood]

 

[tominboise]

Can any one share what the cost per thousand is, at Eastern? I know it's not all apples to apples given location, house type, etc but a general idea would be useful.

 

[Jimbo80]

I switched from Collectibles to Eastern and it's under $400 for $60K in coverage in FL. It varies state to state so you'll have to get a quote from them.

 

[Alaskamike]

I'm actually looking at firearms insurance right now. My State Farm agent recommended it (he's a Marine and fellow gun nut).

I don’t have the pricing off the top of my head right now, but it seemed extremely cheap. It covers fire/flood type disaster loss as well as theft.

Anyhow, it might be one other option to consider.