BryanP
Member
The problem with credit cards for most people is they are spending money they don't really have. My rule is that if I can't save up the cash to buy it I don't need it. And yes, that includes my car. The only debt I have is my mortgage.
Normally I pay by cash or check. I will sometimes use a Visa Debit Card from my bank to purchase some things. Despite what some would have you believe you get ALL of the same protections on that you get with a traditional credit card. There are a few places that refuse to accept them. I just don't do business with those people.
Normally I pay by cash or check. I will sometimes use a Visa Debit Card from my bank to purchase some things. Despite what some would have you believe you get ALL of the same protections on that you get with a traditional credit card. There are a few places that refuse to accept them. I just don't do business with those people.